April 24, 2012

Griffin Law Firm Releases New Pain Law Website

by Richard S. Griffin

The above video is the welcome video for our new law firm website. The Griffin Law Firm can be reached at their new number, 877-PAIN-LAW, or at their website at www.877painlaw.com. In the welcome video attorney Richard Griffin of The Griffin Law Firm explains that our firm’s practice areas are:
(1) Personal injury Claims
(2) Worker’s comp Claims
(3) Wrongful Death Claims
(4) Social Security Disability Claims
(5) Diminished Value Property Damage Claims
(6) Total Loss Property Damage claims

What is the Griffin Law Firm’s new slogan? “Good People. Great Results.” Good people are good, honest, hard working people who offer you the best possible customer service. Great Results means that our clients are fully compensated for their claim. The Griffin Law Firm selected this slogan because this is our mission.

How can you know if our firm is living up to "Good People. Great Results" slogan?
(1) Client testimonials – Watch actual client testimonial videos and read written client testimonials to find out how our clients feel about our representation.
(2) Firm Awards and Associations – Read about the firm awards that our firm and our attorneys have received throughout the years. This helps potential clients know that we are plugged in to the legal community and have been recognized for our success in the areas of personal injury, worker’s compensation, wrongful death, and social security disability.
(3) Verdicts and Settlements – Read about the settlements and verdicts that we have obtained for our clients so you can know for yourself that our firm has experienced great success for our clients.

Our website [www.877painlaw.com] and our blog is full of useful information, and we encourage you to read more about your specific type of case. However, since the facts of each case can make a huge different in each claim, nothing replaces a free consultation with an experienced personal injury attorney. Attorney Richard Griffin will gladly provide a free consultation that will:
(1) Answer your legal questions,
(2) Let you know what he thinks your case is worth, and
(3) Explain to you how our firm can help you recover the settlement that you deserve.

How can you contact our firm?
(1) Contact us link:
(2) What’s My Case Worth link:
(3) Call us at 877-PAIN-LAW (877-724-6529)

Full%20Screen%20Call%20to%20Action.jpg

March 15, 2012

Griffin Law Firm Offers Free Personal Injury Consultations at 877-PAIN-LAW

by Richard S. Griffin

Full%20Screen%20Call%20to%20Action.jpg
The Griffin Law Firm, P.C. now can be reached at 877-PAIN-LAW for free telephone consultations. This Atlanta personal injury law firm specializes in any of the following:
(1) personal injury claims,
(2) wrongful death claims,
(3) worker's compensation claims,
(4) social security disability claims,
(5) total loss property damage claims, and
(6) diminished value property damage claim.

Free internet consultations can also be obtained by submitting your case to personal injury attorney Richard Griffin via the website: www.877painlaw.com
You can also use the following link: [FREE CASE EVALUATION from 877-PAIN-LAW]

What is included in a free consultation from The Griffin Law Firm, P.C.?
(1) Attorney Richard Griffin will answer your legal questions.
(2) Attorney Richard Griffin will explain the legal process of resolving your claim.
(3) Attorney Richard Griffin will let you know what the remaining steps for your claim.
(4) Attorney Richard Griffin will discuss the settlement value of your claim.
(5) Attorney Richard Griffin will explain how The Griffin Law Firm can help you recover the settlement you deserve if you decide to hire our firm.

Why should everyone save 877-PAIN-LAW to their cell phones?
The Griffin Law Firm highly recommends that you put 877-PAIN-LAW in your cell phone so that you can call us if you or someone you know is hurt in a car accident, truck accident, motorcycle accident, bicycle accident, pedestrian accident, slip and fall, dog bite injuries, worker's compensation (on the job injuries), or a negligent security attack.

February 21, 2012

Personal Injury Client Testimonial Shows The Griffin Law Firm Delivers Great Results

by Richard S. Griffin

This is a client testimonial video from Mr. L. Sobberi, an actual Atlanta personal injury client of injury attorney Richard Griffin. In this video Mr. Sobberi discusses how pleased he was with the auto accident personal injury representation he received from The Griffin Law Firm.

L. Sobberi was coming home from work when a lady almost hit him head on. He was able to turn slightly, but he could not avoid the impact. The negligent driver was arrested at the scene. Because the negligent driver did not report the accident to her insurance company, her insurance company kept denying coverage (that they insured her). Mr. Sobberi explained that he attempted to handle the personal injury claim himself since he had been "an insurance man" in the past selling and adjusting claims. However, he quickly became very frustrated because the insurance company just kept "stone walling". He felt like the insurance company he was going against was probably one of the worst. They just kept saying no every step of the way. Handling the personal injury claim alone got him no where. He even called the Department of Insurance for the state of Georgia, but this didn't help and only gave him more information about the negligent driver's insurance company. He felt like you really had to get an attorney to get help to make the insurance company pay the auto accident personal injury claim fairly.

Mr. Sobberi first called "one of the big firms" and I didn't get any response. He said that this was a "waste of my time". Then he called The Griffin Law Firm, and they sent a intake representative to his office for the sign up within a few days. He explained that this was really convenient and that most of the other firms he spoke to said he would have to come to them.

The Griffin Law Firm even checked to see if the negligent driver owned anything, but she didn't. The The Griffin Law Firm then was able to recover the maximum (the liability policy limits) from the liability carrier (the negligent driver's carrier). Then they were able to get the full amount from my auto insurance as well in an under-insured motorist claim.

Mr. Sobberi said, "Dealing with this insurance company was very stressful and I am very grateful for what The Griffin Law Firm did for me". He "strongly recommends" Attorney Richard Griffin and The Griffin Law Firm because "he knows they will do a good job for you". He further stated that he had already recommended someone in his church to The Griffin Law Firm, P.C. because "he knows they will do an excellent job for them".

If you would like have a free consultation regarding your personal injury, wrongful death, worker's compensation, or social security disability claim, then feel free to call attorney Richard Griffin at 866-847-6545 or submit your case to FREE CASE EVALUATION.

Continue reading "Personal Injury Client Testimonial Shows The Griffin Law Firm Delivers Great Results" »

February 3, 2012

Attorney Richard Griffin Awarded to Top 40 Under 40 by The National Trial Lawyers Association

by Richard S. Griffin

On January 24, 2012, The National Trial Lawyers Association awarded Attorney Richard Griffin to the Top 40 under 40. The link for this award is [TOP 40 Under 40 - Attorney Richard Griffin].

What is the Top 40 under 40 Trial Lawyers?
The National Trial Lawyers Association created a new professional organization comprised of America's top young trial lawyers. The Top 40 under 40 is restricted to only 40 trial lawyers per state per year. Attorney Richard Griffin has now been named to the prestigious Top 100 Trial Lawyers for Georgia and the Top 40 Under 40 Trial Lawyers.

What are the requirements for being awarded Top 40 under 40?
The members of this prestigious organization are by invitation only and must possess the following:
(1) superior qualifications;
(2) superior trial results;
(3) superior leadership;
(4) be 45 years old or less;
(5) must specialize in civil plaintiff or criminal defense law;
(6) must be in good standing with the state licensing board; and
(7) must never have been subject to disciplinary action.

What type of law does Attorney Richard Griffin and his firm, The Griffin Law Firm, P.C. handle?
(1) auto accident personal injury claims;
(2) truck accident personal injury claims;
(3) motorcycle accident personal injury claims;
(4) bicycle accident personal injury claims;
(5) pedestrian accident personal injury claims;
(6) wrongful death claims;
(7) premise liability claims;
(8) slip and fall claims;
(9) negligent security claims;
(10) total loss property damage claims; and
(11) diminished value property damage claim.
(12) dog bite claims.

How can you get a free legal consultation about your claim?
(1) Call: Call 866-847-6545 for a free consultation with The Griffin Law Firm, P.C.
(2) Email: intake@griffinlawfirmpc.com
(3) Internet Link: submit your case to: FREE CASE EVALUATION

January 13, 2012

Summary of Uninsured Motorist Coverage For Personal Injury Claims in Georgia

by Richard S. Griffin

What is uninsured motorist coverage? Uninsured motorist coverage in Georgia is coverage that pays for your personal injury claim when you are hit be a negligent driver who is uninsured. It is not mandatory to have uninsured motorist coverage in Georgia, but without it you may not be able to recover for your damages (medical expenses, lost wages, and pain and suffering) if you have the misfortune of being injured in a motor vehicle accident with a negligent driver who is breaking the law by driving without liability auto insurance (minimum coverage in Georgia is a minimum of $25,000 per claimant / $50,000 per accident but can be much higher). Attorney Richard Griffin and his personal injury law firm verify the correct policy limits for all of their clients to make sure that the policies can be properly stacked for the larger personal injury and wrongful death claims.

What is under-insured motorist coverage? Under-insured motorist coverage in Georgia is the coverage that pays for your Georgia personal injury claim if the following has occurred:
(1) Policy Limits Settlements: You have settled for the policy limits with the liability carrier with a proper limited release which preserves your right to pursue other insurance coverage for your personal injury claim.
(2) UM Coverage: There are auto policies that provide under-insured motorist coverage for your claim.

How does under-insured motorist coverage help? This coverage steps into the gap when a personal injury case is worth more than the available liability policy limits. An example would be if a case was worth $50,000, but the negligent driver only had $25,000 in coverage. If there is under-insured motorist coverage, then it in this example could pay for the remaining $25,000 of value. Without under-insured motorist coverage, then the personal injury claimant might loose the additional $25,000.00 of value due to the limited policy limits for the negligent driver.


What ways can you have uninsured or under-insured motorist coverage?
(1) Individual Policies: Your own auto insurance can have UM coverage if you elect to purchase it. To have coverage for a motor vehicle accident you must already have purchased it. This coverage would be primary. Primary coverage means that it would be the first UM policy to cover your claim after the liability policies have been exhausted.
(2) Resident Relative Policies: This coverage is secondary UM coverage and arises under the resident relative provisions of auto insurance policies. This coverage requires that have a relative (someone you are related to by blood or marriage that lives in your household.
(3) Employer Policies For Company Vehicles: If you are in a company vehicle when a motor vehicle accident occurs due to a third party (not a co-workers) negligence, then you would have coverage if the employer has UM coverage on their auto policy for the company vehicle you were in.
(4) Vehicle Policies for Passengers: If you are passenger in another persons vehicle and you are injured in a motor vehicle accident by a negligent driver, then you would have access to any UM coverage on the vehicle you were in. This would be secondary to your own UM coverage or any UM coverage under a resident relative provision.


What is the difference between add-on UM coverage and reduction UM coverage?
(1) Add-on or Excess UM Coverage: Add-on or excess UM coverage means that you can recover the full UM policy without reducing the available coverage by the amount of the liability policy. The example: If there was a liability policy of $50,000.00 and an add-on UM policy of $50,000.00, then you could recover up to $100,000.00 if your personal injury case was worth $100,000.00 or more.
(2) Reduction UM Coverage: Reduction UM coverage means that you must reduce the UM policy limits (often called an offset) by the liability limits. The example: If there was a liability policy of $25,000 and a reduction UM policy of $50,000, then the most you could recover would be the $25,000 liability plus an additional $25,000 of UM.

When are you not able to recover under a UM policy?
(1) Liability Settlements for Less Than The Policy Limits: If you settle your personal injury claim for less than the full policy limits provided by the liability policy, then you cannot pursue an under-insured motorist claim. The Georgia law says that the personal injury claimant must exhaust the underlying liability limits before there is any under-insured motorist coverage.
(2) Liability Settlements Without A Limited Release: If you settle your personal injury claim with a general release or without a proper limited release, then you can be barred from any other recoveries under other auto policies.
(3) Failure To Timely Notify The UM Insurance Companies: It is very important to notify all insurance companies of your personal injury claim as soon as possible. Some UM Policies in Georgia require notification of the potential personal injury claim within a certain number of months. Failure to notify each UM insurance company timely could cancel the UM coverage that would be provided under the terms of the UM insurance policy.

Why should I hire a personal injury lawyer to handle my personal injury case? It is very important to hire a personal injury attorney as soon as possible if you have been injured due to the negligence of another in a car accident, truck accident, motorcycle accident, pedestrian accident, bicycle accident, or any other type of accident. Hiring an attorney will make sure the following occurs:
(1) Rights: Protect your rights.
(2) Case Value: Know the real value of your case.
(3) Medical Treatment: Get the medical treatment you need even if you do not have health insurance.
(4) Medical Expenses: Recover for your past and future medical expenses.
(5) Lost Wages: Recover for your past and future lost wages.
(6) Pain and Suffering: Recover for your past and future pain and suffering.
(7) Punitive Damages: Recover for punitive damages when applicable (DUI, hit and run, and other defendant conduct that shows a reckless disregard for human life).
(8) Subrogation Claims: Negotiate waivers or reductions in subrogation claims and medical expenses.
(9) Higher Recoveries: Recover more money with an attorney than you could without an attorney in most instances. One study found that people recover on average 3.5 times more with an attorney than without in personal injury claims.

How do I get a free consultation?
(1) Free Phone Consultation: Call for a free consultation to 866-847-6545
(2) Free internet Consultation: FREE CONSULTATION OR SETTLEMENT EVALUATION

Continue reading "Summary of Uninsured Motorist Coverage For Personal Injury Claims in Georgia" »

January 12, 2012

Aggravation of Pre-existing Condition Results in $70,000 Jury Verdict In Fulton County

by Richard S. Griffin

In Georgia personal injury claims, the defendant can be held liable for aggravations to pre-existing conditions. In a recent Fulton County personal injury lawsuit (Monica Watts v. John Trotter - Case Number 2010CV192222), a jury awarded the plaintiff $70,000 for a car accident personal injury claim. The plaintiff required $27,000 in medical treatment and sought lost wages and pain and suffering. The defense attorneys argued that the injuries were not caused by the collision in part due to the fact that the property damage was only $800 and due to the fact that some of the back injury involved a pre-existing condition. These arguments can sometimes lead to a very small jury verdict for the plaintiff or even a defense verdict. In this case, the jury must have found the plaintiff likeable and compelling to award $70,000 when the impact was arguably low ($800 in property damage).

Attorney Richard Griffin of The Griffin Law Firm strongly encourages anyone who has a personal injury or worker's compensation claim to seek a free consultation to fully discuss your case. Many times potential personal injury or worker's compensation clients will not know their rights or what their case may be worth. Personal injury attorneys can be invaluable in protecting your rights, in helping you obtain the medical treatment you need even if you do not have health insurance, and ultimately making sure you are fully compensated for your claim.

Continue reading "Aggravation of Pre-existing Condition Results in $70,000 Jury Verdict In Fulton County" »

January 10, 2012

Why Should You Hire A Personal Injury Attorney?

by Richard S. Griffin


Why should you hire a personal injury attorney? Attorney Richard Griffin of The Griffin Law Firm strongly recommends that you hire a seasoned personal injury, worker's compensation, wrongful death attorney for injury claims in Atlanta and throughout Georgia. Why?

(1) Hiring an attorney will normally increase your recovery: The insurance companies commissioned a study by the Insurance Research Council that concluded that personal injury claimants who were represented by a personal injury lawyer recovered an average of 3.5 times more than those who represented themselves.

Is there a specific case that demonstrates that hiring an attorney normally will greatly increase the personal injury recovery?
Attorney Richard Griffin believes that it is far more common that hiring a good personal injury lawyer can increase the amount you recover by far more than 3.5 times. In one of his premise liability personal injury claims, a homeowner was seriously injured when a Sub Zero refrigerator was installed improperly. These refrigerators require the use of an anti-tilt kit that is sent with the refrigerator by the manufacturer. The installer knowingly did not use the anti-tilt kit and the homeowner was pinned under the refrigerator when it tipped over. The homeowner received serious injuries to her neck and back which included disk bulges and facet syndrome. Before hiring The Griffin Law Firm, P.C. the homeowner was told by the insurance company that they were not liable and would not pay anything for her personal injury claim. During settlement negotiations, Attorney Richard Griffin was able to negotiate a $50,000 offer. When the jury deliberated for about 45 minutes and rendered a $1,000,000 jury verdict.
(1) Zero offer to unrepresented personal injury claimant.
(2) $50,000 offer after the personal injury claimant hired a personal injury attorney.
(3) $1,000,000 jury verdict after the case was litigated by The Griffin Law Firm, P.C.

Why do you recover more when you hire an attorney?
(1) Jury Verdict Research: Jury Verdict Research allows personal injury attorneys to produce evidence of high jury verdicts and settlements in similar personal injury and wrongful death claims.
(2) Litigation: Attorneys give you the ability to litigate when the adjuster negotiates unfairly or in bad faith.
(3) Stacking Insurance Policies: Attorneys identify the insurance policies that cover your claim, verify the correct policy limits, and stack the policies to recover the policy limits of each claim for the larger personal injury or wrongful death claims.

What types of cases does Attorney Richard Griffin of The Griffin Law Firm handle?
(1) car accident personal injury claims;
(2) big truck accident personal injury claims;
(3) motorcycle accident personal injury claims;
(4) bicycle accident personal injury claims;
(5) pedestrian accident personal injury claims;

In conclusion, it is very wise to seek a free consultation from an experienced attorney for your personal injury, wrongful death, worker's compensation, social security disability, total loss property damage, or diminished value property damage claims. The consultation is free, but the advice you receive could be priceless as you face the challenges presented in getting the recovery that you deserve.

Continue reading "Why Should You Hire A Personal Injury Attorney?" »

January 7, 2012

$156,000 Personal Injury Verdict For Foot Injury

by Richard S. Griffin

Attorney Richard Griffin is often asked by potential personal injury clients, "Do I have a case?". Georgia personal injury claims require the plaintiff to prove that the defendant caused his or her injuries due to negligence. The burden of proving negligence is required to establish that the defendant is liable for the plaintiff's injuries regardless of whether the personal injury is based on any of the following:
(1) auto accident personal injury claims;
(2) truck accident personal injury claims;
(3) motorcycle accident personal injury claims;
(4) bicycle accident personal injury claims;
(5) pedestrian accident personal injury claims;
(6) premise liability personal injury claims;
(7) slip and fall personal injury claims;
(8) trip and fall personal injury claims;
(9) dog bite personal injury claims; or
(10) negligent security claims.

In a recent auto accident lawsuit tried in Fulton County, Georgia, an out-of-town visitor sued for his injuries to his foot (Tony Cacciotti v. Margaret Roth, Case Number 2009EV008694H). In this personal injury claim the plaintiff suffered serious injuries to his foot when the car he was entering drove forward before he was able to get in the vehicle. The defendant's car ended up running over the plaintiff's foot causing a torn tendon in his right ankle. The plaintiff's foot required a cast and physical therapy. The jury deliberated for four hours before awarding a $156,000 jury verdict for this foot injury.

As this case and the jury verdict research used by Attorney Richard Griffin demonstrates, personal injury claims can be worth a great deal of money if handled by a seasoned and experienced personal injury lawyer. Without the representation of a good personal injury attorney, many personal injury claimants recover nothing or far less than their case is worth.

If you or someone you know has a personal injury, worker's compensation, wrongful death, or social security disability claim, then Attorney Richard Griffin strongly recommends that you contact a personal injury attorney for a free consultation.

Continue reading "$156,000 Personal Injury Verdict For Foot Injury" »

January 2, 2012

Medical Causation Statement Needed To Win Personal Injury Lawsuits

by Richard S. Griffin

Georgia personal injury claims place the burden on the plaintiff to prove that all of the injuries and medical conditions were caused by or at least aggravated by the motor vehicle accident. Often the medical narrative regarding causation will include language such as, "Within a reasonable degree of medical certainty I believe that the motor vehicle accident either caused or at least aggravated the injury or medical condition." Without a causation statement linking the injury or medical condition to the accident, then it is normally excluded from evidence and normally is not considered by a jury. Attorney Richard Griffin knows that whether there is a strong medical causation statement can either make or break the personal injury case.

In a recent personal injury car accident lawsuit, Anni Curtice v. Rodney Warren and State Farm Insurance tried by two Atlanta personal injury lawyers resulted in a $200 verdict for the plaintiff. The plaintiff was a 79 year old woman who alleged she sustained serious back and knee injuries due to the car accident. The attorneys for the defendants argued the following:
(1) The property damage was minor so the injuries were not caused by the auto accident.
(2) The back problems were due to a pre-existing degenerative disc disease so they were
unrelated to the car accident.
(3) The knee condition was pre-existing and the knee surgery would have been needed
even if the auto accident had not occurred.

The jury noted the following reasons for the $200 plaintiff's verdict:
(1) The collision involved a low impact with virtually no property damage.
(2) The plaintiff had arthritis in the knee that showed the knee was already bone on bone
before the collision.

Attorney Richard Griffin has had great success in establishing causation in the personal injury claims his firm, The Griffin Law Firm, P.C., handle. This can make a huge difference in the outcome of any personal injury case. However, it is important to know that the outcome of any personal injury litigation is ultimately in the hands of the jury that is assigned to the case so the verdicts can vary drastically even when the facts of the personal injury claims appear to be similar.

Continue reading "Medical Causation Statement Needed To Win Personal Injury Lawsuits" »

December 8, 2011

Does Driving While Talking On The Cell Phone Create Punitive Damages For Car Accident Claims?

by Richard S. Griffin

texting.jpgWhen are punitive damages usually allowed?
Punitive damages are the damages that are allowing in personal injury cases when the negligent driver is guilty of conduct that is beyond just negligence but constitutes a reckless disregard for human life. Traditionally punitive damages in personal injury claims and wrongful death claims have only been available for driving while intoxicated (DUI), hit and run, racing, and other similar conduct. The purpose of punitive damages is to make a defendant pay an additional damage above and beyond the actual damages (medical expenses, lost wages, and pain and suffering) to deter the defendant from engaging in the bad conduct in the future.

Can a personal injury claimant recover punitive damages if the negligent driver is talking on a cell phone when the accident occurs?

This question was answered by the Georgia Court of Appeals in a recent Atlanta car accident case called Lindsey v. Clinch County Glass Inc. No A11A1313. This case is being appealed to the Georgia Supreme Court, but it is unlikely that it will be overturned.

This Court of Appeals opinion for this case can be viewed at the bottom of this blog.

In this case (Lindsey v. Clinch County Glass Inc. No A11A1313), the court held that a personal injury defendant talking on cell phone when a car accident occurs does not create punitive damage exposure. Attorney Richard Griffin believes that the court's decision was in part due to the fact that talking on a cell phone while driving is not illegal even though there are many studies which show that driving while on a cell phone does create a driver who is far less aware of his or her environment. Some studies even suggest that driving while talking on a cell phone causes a driver to be as dangerous as a drunk driver. This is based on the fact that talking on a cell phone while driving causes a driver's reactions to be impaired or delayed. Examples would be delays in braking, stopping, steering, and other safety measures drivers need to be ready to make at a moment's notice.

Can a personal injury claimant recover for punitive damages if the negligent driver is texting while driving?
This issue was not ruled on by the Georgia Court of Appeals in the Lindsey v. Clinch County Glass Inc. No A11A1313 ruling. Attorney Richard Griffin believes that the argument for punitive damages being allowed for texting while driving is much stronger since texting while driving is currently against Georgia law. Arguably breaking the law by texting would show a reckless disregard for human life since it is common knowledge that texting and driving is very, very dangerous. Many studies have shown that texting while driving is more dangerous than talking on a cell phone while driving because texting requires the driver to take his or her eyes off the road. Since there have also been many public safety campaigns warning of the dangerous of texting and drive, it could be argued that the driver is making the conscious decision to put the lives of others at risk by breaking the on texting while driving law. There is no disputing the fact that texting while driving has caused many serious injuries and deaths in catastrophic car accidents, big truck accidents, motorcycle accidents, bicycle accidents, and pedestrian accidents.

Do you need to hire a personal injury attorney?
Attorney Richard Griffin has successfully represented thousands of personal injury and wrongful death clients since 1994. He truly believes that anyone who is hurt in an accident should seek out the representation of an experienced personal injury lawyer to make sure their rights are protected and that they are fully compensated for their damages. Free consultations are available to get answers to your legal questions, to know your rights, and to find out what your personal injury, wrongful death, or worker's compensation claim may be worth.


To read more about texting while driving being illegal in Georgia please use the following link:
Georgia Texting While Driving Could Impact Personal Injury Claims.

---------------------------------------------------------------------------------------------------------------

LINDSEY v. CLINCH COUNTY GLASS INC

LINDSEY et al. v. CLINCH COUNTY GLASS, INC. et al.


No. A11A1313.

-- September 14, 2011


John Craig Cotton, Saleem David Dennis, for Lindsey.William H. Hedrick, for Clinch County Glass, Inc.

Appellants Rebecca Joyann Lindsey and Ted Lindsey brought suit against appellees William Holtzclaw and Clinch County Glass, Inc. after Holtzclaw's truck collided with Rebecca Lindsey's vehicle while she was stopped at a red light, causing her to strike the vehicle in front of her. In addition to seeking general and special damages for Rebecca Lindsey's alleged injuries and loss of consortium, the Lindseys also asserted a claim for punitive damages. The defendants filed a motion for partial summary judgment on the punitive damages claim, and the trial court granted the motion as to that claim only. The Lindseys appeal.

The pertinent facts are undisputed. At the time of the accident, Holtzclaw was the principal of Clinch County Glass, which is a glass installation company. Holtzclaw spent about eight to ten hours of his working day driving; he traveled approximately 100,000 miles a year. Holtzclaw often used his phone while driving and had installed a desk in his truck and mounted his phone on the desk, allowing him to talk hands free into a speakerphone.

At the time of the accident, Holtzclaw was driving his truck to meet a contractor and had started manually searching for a number to call after completing another call. Because he was being inattentive, he failed to notice that traffic was stopped at a red light in front of him until it was too late to avoid colliding with Rebecca's car. Holtzclaw admitted to the responding officer that he was looking for a number on his phone at the time of the collision and not paying attention; defendants admitted being at fault for the collision in the answer they filed to the complaint.

In Georgia, “[p]unitive damages may be awarded only in such tort actions in which it is proven by clear and convincing evidence that the defendant's actions showed willful misconduct, malice, fraud, wantonness, oppression, or that entire want of care which would raise the presumption of conscious indifference to consequences.” OCGA § 51–12–5.1(b). And it is well settled that “negligence, even gross negligence, is inadequate to support a punitive damages award․ Something more than the mere commission of a tort is always required for punitive damages. There must be circumstances of aggravation or outrage.” (Punctuation and citations omitted.) Brooks v. Gray, 262 Ga.App. 232, 232–233(1) (585 S.E.2d 188) (2003). In cases involving automobile collisions, punitive damages are authorized when the accident results from a pattern or policy of dangerous driving, such as excessive speeding or driving while intoxicated, but not when a driver simply violates a rule of the road. Id.; Miller v. Crumbley, 249 Ga.App. 403, 405 (548 S.E.2d 657) (2001); Carter v. Spells, 229 Ga.App. 441, 442 (494 S.E.2d 279) (1997).

The Lindseys argue that the evidence that Holtzclaw frequently used his mobile phone while driving although he knew it was dangerous, as demonstrated by the fact that he instructed company employees not to talk on their mobile phone while driving, coupled with the fact that he admitted that he was distracted by looking up a number on his phone at the time of the collision, would authorize a jury to find the requisite pattern or policy of driving dangerously. The Lindseys also argue that defendants conceded in their trial court brief that several studies have shown that talking on a mobile phone while driving is dangerous, perhaps as much or more dangerous than driving while intoxicated.

In Georgia, the proper use1 of a wireless communication device while driving does not constitute a violation of the duty to exercise due care while operating a motor vehicle. OCGA § 40–6–241. Although Holtzclaw admitted that he was not paying attention because he was distracted by looking up a number and thus was not exercising due care at the time of the accident, as stated above, mere negligence, even gross negligence, is not enough to support a claim of punitive damages; there must be clear and convincing evidence of a pattern or policy of dangerous driving. Brooks, 262 Ga.App. at 232. In this case, there is no evidence that Holtzclaw was speeding, driving while under the influence, or that he had a history of distraction-related accidents, traffic violations, or other evidence that would show a pattern of dangerous driving or other aggravating circumstances so as to authorize an award of punitive damages. Brooks v. Gray, 262 Ga.App. at 233–234 (crossing center line and operating vehicle without a proper license did not warrant imposition of punitive damages); Miller v. Crumbley, 249 Ga.App. 405 (no evidence of pattern or policy of dangerous driving where tortfeasor failed to keep a proper lookout and pled guilty to following too closely). Compare Langlois v. Wolford, 246 Ga.App. 209, 210(1) (539 S.E.2d 565) (2000) (punitive damages authorized where tortfeasor left the scene of an accident, was intoxicated, and had a history of prior DUI's and traffic violations). Although there was evidence that Holtzclaw had a pattern of regularly talking on his mobile phone while driving, as stated above, the proper use of a cell phone while driving is permissible in Georgia, and thus the evidence of mobile phone use did not, without more, establish a policy or pattern of dangerous driving. However, in so holding, we would stress that our opinion in this case should not be read for the proposition that punitive damages are never available in a case where a driver causes an accident because he or she was distracted while talking on a wireless communication device.But in this case, where there is no evidence of a policy or pattern of dangerous driving or other aggravating circumstances, the trial court correctly granted partial summary judgment to the defendants on plaintiffs' claim for punitive damages.

Judgment affirmed.

FOOTNOTES

1. Subject to certain exceptions, reading, sending or writing text based communications while driving is now prohibited in Georgia, OCGA § 40–6–241(2), and drivers under age 18 are prohibited from all forms of wireless communication while driving, except in certain specified situations. OCGA § 40–6–241.1

ADAMS, Judge.

BARNES, P.J., and BLACKWELL, J., concur.

Continue reading "Does Driving While Talking On The Cell Phone Create Punitive Damages For Car Accident Claims?" »

December 7, 2011

Atlanta Personal Injury Attorney Richard Griffin Featured on Trust Dale TV

by Richard S. Griffin

Attorney Richard Griffin is the featured Atlanta personal injury lawyer several episodes of Trust Dale TV. The Trustdale television show airs on Saturdays and Sundays on Fox Channel 5 in the Atlanta television market.

In the above episode Attorney Gary Martin Hays (the host of the legal segment on Trust Dale) and Dale Cardwell (the host of the Trust Dale television show) ask insightful questions about personal injury claims that arise from car accidents. In the engaging interview, Attorney Richard Griffin of the Griffin Law Firm explains the following:

(1) It is dangerous to represent yourself in a personal injury claim.
(2) Personal injury attorneys help you recover greater settlements because they know the value of your case and can litigate if needed to get it.
(3) Personal injury lawyers can help you get the medical treatment you need even if you do not have health insurance through the use of doctor liens and funding companies.

What types of cases does Attorney Richard Griffin of The Griffin Law Firm handle?
(1) car accident personal injury claims;
(2) big truck accident personal injury claims;
(3) motorcycle accident personal injury claims;
(4) bicycle accident personal injury claims;
(5) pedestrian accident personal injury claims;
(6) wrongful death claims;
(7) worker's compensation claims;
(8) social security disability claims;
(9) slip and fall premise liability personal injury claims;
(10) dog bite cases;
(10) negligent security personal injury claims;
(11) diminished value property damage claims; and
(12) total loss property damage claims.

For a Free consultation, please call Attorney Richard Griffin at 866-847-6545 or submit your case for a free evaluation to [FREE SETTLEMENT EVALUATION].

Continue reading "Atlanta Personal Injury Attorney Richard Griffin Featured on Trust Dale TV" »

December 5, 2011

Not Knowing The Policy Limits Almost Cost A Personal Injury Claimant $70,000

by Richard S. Griffin

Not Knowing The Policy Limits Almost Cost A Personal Injury Claimant $70,000:
Recently a potential new personal injury client called me, Personal Injury Attorney Richard Griffin, about his personal injury case that arose from a motorcycle accident at University of Georgia. The Athens motorcycle accident occurred when a negligent driver pulled out in front of him causing him to crash his motorcycle. He suffered a fractured ankle that required extensive orthopedic surgery costing $20,000.

He had attempted to represent himself thinking that the insurance company would do the right thing and pay him what his case was worth. The insurance adjuster told him that the liability policy limits for his case was $30,000, and he offered to settle the case for the full $30,000.
The potential caller wanted to know if this was a fair offer? As an experienced personal injury lawyer I explained that there are two important factors when settling a personal injury claim. These factors include:

(1) What are the policy limits of all insurance policies that cover the claim?
(2) How much is the case worth based on the facts of the case (medical expenses,
lost wages, pain and suffering, and punitive damages if applicable)?

I explained to the caller that his case was likely to be worth a great deal more than $30,000 in light of the ankle fracture that required surgery. I further recommended that we verify the correct liability policy limits to make sure we were exhausting the policy limits. I further explained that if he settled his personal injury case for a penny less than the full policy limits, then he would lose his under-insured motorist claim. An under-insured motorist claim allows you to stack the policies to provide additional settlement funds to pay whenever a personal injury claim was worth more than the liability policy limits.


How do you find out the true policy limits for a personal injury claim?

The caller with the motorcycle personal injury claim thought he could trust the adjuster to verbally convey the policy limits of the claim. I explained to him that this was risky and could result in a great deal of lost settlement dollars. The Griffin Law Firm (a Georgia personal injury law firm) always sends certified letters pursuant to O.C.G.A. Section 33-3-28(a) which require the insurance adjuster to provide a sworn affidavit of coverage (the policy limits) within 60 days.

How much money would the motorcycle accident personal injury claimant have lost if he had settled for $30,000?

We accepted the caller's Georgia motorcycle personal injury claim and requested the policy limits the appropriate way under O.C.G.A. Section 33-3-28(a). The liability policy limits turned out to be $50,000 and not the $30,000 that the adjuster had verbally stated was the policy limits. This meant that the motorcycle accident personal injury claimant would have settled for $20,000 less than the actual policy limits. However, if the client had settled for $30,000, then he would have not only lost the $20,000 of additional liability coverage, but also the additional $50,000 in add on (excess) under-insured motorist coverage. Trusting the adjuster at his word and attempting to represent himself would have resulted in a loss of up to $70,000.

Why should you hire a seasoned personal injury lawyer?
(1) Experienced personal injury attorneys will negotiate or litigate to make sure you are fully compensated for your personal injury or wrongful death claim.
(2) Seasoned personal injury lawyers can identify all of the insurance policies that cover your claim, they can verify the policy limits, and they can properly stack the policies so that you can recover the full available coverage for the large personal injury claims.

Call Attorney Richard Griffin of The Griffin Law Firm today at 866-847-6545 for a free no pressure consultation or submit your case to FREE CONSULTATION:

The information is free, but the advice is priceless.

QR%20Code%20JPEG%20file-%20Home%20Page.jpg

Continue reading "Not Knowing The Policy Limits Almost Cost A Personal Injury Claimant $70,000" »

October 19, 2011

"Lawyer Talk" Features Personal Injury Attorney Richard Griffin

by Richard S. Griffin

Personal Injury Attorney Richard Griffin Of The Griffin Law Firm, P.C. was the featured legal expert on the new legal talk show on CW Atlanta called, "Lawyer Talk". The 30 minute episode with Attorney Richard Griffin and host Adam Goldfein aired on 10/22/11.

The show focused on personal injury claims that arise from many different types of accidents:
(1) car accidents,
(2) big truck accidents,
(3) motorcycle accidents,
(4) bicycle accidents,
(5) pedestrian accidents,
(6) slip and fall accidents,
(7) dog bites,
(8) negligent security,
(9) punitive damage claims (DUI and hit and run), and
(10) other premise liability claims.

You can see this episode on YouTube.com at the following link:

YouTube Video: Richard Griffin on Lawyer Talk


How can I be better prepared should I have a future personal injury or worker's compensation claim?
Viewers were encouraged to save The Griffin Law Firm, P.C.'s telephone number 866-847-6545 in their cell phones so that they could call the personal injury lawyers for immediate assistance and for a free consultation if they are in a future motor vehicle accident.

Free Consultations: Attorney Richard Griffin will provide you with a free consultation is you have a personal injury, wrongful death, worker's compensation, or social security disability claim through the following ways:
(1) Free Phone Consultation: 866-847-6545;
(2) Free Internet Consultation: Free Settlement Evaluation;

How can I hire The Griffin Law Firm for my personal injury, worker's compensation, wrongful death, or social security disability claim?
(1) Office Appointment: If we accept your case, then you can schedule a in office appointment for the intake sign up.
(2) Home or Office Appointment: If we accept your case, then we will send a representative to your home or doctor's office for the intake sign up if you would prefer.


October 18, 2011

Attorney Richard Griffin Featured As the Personal Injury Expert on CW Atlanta's "Lawyer Talk" Show

by Richard S. Griffin

Attorney Richard Griffin will be the featured personal injury lawyer on the new television show called "Lawyer Talk" on C.W. Atlanta (channel 69). The 30 minute legal talk show will air on 10/22/11 at 11:30am on channel 69. The host of the show is Adam Goldfein, who is also the host of Autoscoop and the Adam Goldfein radio show on WSB. Attorney Richard Griffin has recently been featured on many different television shows (Autoscoop, Trustdale, and Lawyer Talk) as an expert in personal injury, wrongful death, worker's compensation, and social security disability. This new show, "Legal Talk", appears to be a fresh approach to dealing with legal issues that affect people every day throughout Atlanta and the rest of the state of Georgia.


What topics will be covered by Attorney Richard Griffin during the upcoming "Lawyer Talk" show?

(1) Why is it important to hire a personal injury attorney?
(2) What damages can you recover in a personal injury claim?
(3) How can a personal injury attorney help their client get the medical treatment they need even if they do not have health insurance?
(4) Should you let the adjuster take your recorded statement about how the accident occurred and about your injuries?
(5) How can jury verdict research help get higher personal injury and wrongful death settlements?

What future practice areas will Attorney Richard Griffin of The Griffin Law Firm, P.C. address in upcoming "Lawyer Talk" shows?
(1) Personal Injury Claims (auto accidents, big truck accidents, motorcycle accidents, bicycle accidents, pedestrian accidents, slip and fall accidents, dog bite cases, and negligent security claims).
(2) Wrongful Death Claims;
(3) Worker's Compensation Claims; and
(4) Social Security Disability Claims.

If you would like a free consultation from The Griffin Law Firm, P.C. regarding your personal injury, wrongful death, worker's compensation, or social security disability claim, then you can call 866-847-6545 or use the following link: [FREE CONSULTATION]

October 6, 2011

How Do I stack My Auto Insurance Policies For A Personal Injury Claim?

by Richard S. Griffin

What does it mean to stack insurance policies?
Stacking auto insurance policies means that you can recover the policy limits from more than one policy rather being limited the policy limits of only one policy. Usually Georgia law requires that you exhaust the liability auto policy limits by negotiating a policy limits recovery before you can seek additional recoveries against umbrella policies or uninsured motorist or under-insured motorist policies.

Personal injury lawyer Richard Griffin warns that if the policy limits are not stacked correctly, then an unrepresented personal injury claimant could mistakenly release or waive their rights to recover against additional insurance policies that also cover their claim.

Why is stacking the auto insurance policies vital in large personal injury claims?
Large personal injury claims are often worth more than available liability policy limits of the negligent driver. This creates a huge problem and a sad reality when there is not even enough money to cover the past medical expenses, lost wages, . Personal injury lawyer Richard Griffin explains that personal injury attorneys can make a huge impact on the net recovery for his clients be doing the following:
(1) Identifying all insurance policy (negligent driver, owner of vehicle, and employers).
(2) Obtain the policy limits of all liability policies, umbrella policies, uninsured motorist policies, and under-insured motorist policies.
(3) Negotiate or litigate to get the highest personal injury recovery possible.
(4) Use of proper limited releases rather than a general release.
(5) Stacking of all policies to get the maximum settlement or verdict recovery.

Why is it risky to represent yourself and attempt to stack insurance policies yourself?
(1) Without an experienced personal injury and wrongful death attorney it will be almost impossible to negotiate a fair and reasonable settlement.
(2) If the adjuster negotiates unfairly, then a personal injury claimant does not have the ability to litigate the personal injury and wrongful death claim. Without the legitimate threat of litigation, the adjusters will attempt to save their employers (the insurance company) money at your expense.
(3) Personal injury claimants and wrongful death claimants will normally not be able to identify all insurance policies that cover a claim and verify the policy limits for each.
(4) Personal injury claimants and wrongful death claimants will not know what should and should not be in the limited release which could jeopardize their ability to obtain additional recoveries from the other insurance coverage that covers their claims.
(5) Personal injury claimants and wrongful death claimants do not have the experience of the seasoned personal injury lawyer to know the real value of their claims. They also do not have the resources needed to make certain the injuries, the treatment, the prognosis, the future treatment plans, and any permanent impairment is properly documented.
(6) Further, strong personal injury lawyers have the ability to conduct jury verdict research to better establish the actual value of each personal injury or wrongful death case based on the specific facts of each case. This is an expensive research that is normally not available to people who are not attorneys.

What types of accidents can personal injury, worker's compensation, and wrongful death claims arise from?

(1) Auto Accidents;
(2) Truck Accidents;
(3) Motorcycle Accidents;
(4) Bicycle Accidents;
(5) Pedestrian Accidents;
(6) Premise Liability Accidents;
(7) Slip and Fall Accidents;
(8) Dog Bit Incidents;
(9) Negligent Security Incidents; and
(10) Any on the job injuries (mainly for worker's compensation claims).

How can I get a free consultation regarding my personal injury, worker's compensation, wrongful death, or social security disability claim?
(1) Free phone consultation: Call The Griffin Law Firm, P.C. at 866-847-6545.
(2) Free email and internet consultation: Use this link: [FREE LEGAL CONSULTATION]
(4) Free office consultation: We will schedule this for any potential client that has a personal injury, wrongful death, worker's compensation, or social security disability claim that we believe has merit.

October 4, 2011

Attorney Richard Griffin Appears On Trust Dale T.V. Show As Personal Injury Expert

by Richard S. Griffin

Attorney Richard Griffin of The Griffin Law Firm, P.C. was the guest personal injury expert on the Trust Dale Show. The episode aired on October 2, 2011. The topic was "Why hire a personal injury attorney?". Attorney Richard Griffin explained that without a personal injury lawyer, personal injury claimants were at the mercy of the insurance adjusters and their attorneys. Attorney Richard Griffin went on to explain that

"Taking on the insurance companies alone is like trying to play chess against a world chess champion. The result is always the same, you loose every time."

The Griffin Law Firm, P.C. was founded by Attorney Richard Griffin to help injured victims and their families be fully and fairly compensated for their personal injury, wrongful death, worker's compensation, and social security disability claims. Our firm specializes in these areas of the law rather than dabbling in all areas of the law like some lawyers try to do. Different legal strategies are often needed for personal injury claims depending on whether they arose from a car accident, truck accident, motorcycle accident, bicycle accident, or pedestrian accident.

The Griffin Law Firm, P.C. consist of what type of attorneys?
(1) Personal injury lawyers;
(2) Wrongful Death Lawyers;
(3) Worker's Compensation Lawyers;
(4) Social Security Disability Lawyers;
(5) Property Damage Lawyers (Diminished Value and Total Loss)

If you or someone you know would like a free consultation from Attorney Richard Griffin and his personal injury law firm, call 866-847-6545 or use the following link:

[FREE CONSULTATION]

October 3, 2011

Jury Verdict Research Helps Personal Injury Lawyers Know Case Value

by Richard S. Griffin

Attorney Richard Griffin of The Griffin Law Firm, P.C. highly recommends that personal injury lawyers perform jury verdict research on their personal injury cases. I think it creates a better attorney / client relationship because knowledge is always helpful when clients are deciding whether they should litigate or settle for the adjuster's top offer. Sometimes Attorney Richard Griffin, an experienced personal injury lawyer, is able to get the adjuster's top offer increased after submitting jury verdict research after the adjuster says that he or she is out of authority (settlement dollars).

What types of personal Injury cases does jury verdict research help?
(1) wrongful death;
(2) auto accident;
(3) truck accident;
(4) bicycle accident;
(5) motorcycle accident;
(6) pedestrian accident;
(7) premise liability;
(8) slip and fall;
(9) trip and fall; and
(1) dog bite claims.

Example: What is the median verdicts and settlements for Georgia personal injury cases involving hip fractures in Fulton County verses the rest of Georgia?
(1) Jury verdict research reveals that the median of the personal injury verdicts and settlements for fractured hips in Fulton County is $125,000.00.
(2) Jury verdict research reveals that the median for personal injury verdicts and settlements for the rest of the state of Georgia for hip fractures is $72,500.00.

How does jury verdict research help the client?
(1) Jury verdict research helps the client have a better idea of the value of their case taking into account the venue (where the lawsuit would be filed), the injury type, the total damages, the type of treatment, and other important factors.
(2) This can be very helpful in setting reasonable expectations of the client regarding the settlement value or probable jury verdict range. Reasonable expectations can make it much easier for the client to make a wise decision regarding settlement verses litigation.

How does jury verdict research help the plaintiff's attorney?
(1) Client Expectations: Jury verdict research help the personal injury lawyer and their client stay on the same page regarding the likely value of the personal injury case.
(2) Higher Settlements: Jury verdict research can be a value weapon for the plaintiff's personal injury attorney to use at mediation and during settlement negotiations to prove to the adjuster or defense attorney that they should pay more or face higher exposure during litigation.

How can I find out how much my case is worth?
Attorney Richard Griffin and his law firm, The Griffin Law Firm, P.C., utilize jury verdict research for their clients very frequently. Since the value of a personal injury or wrongful death claim can vary based on a lot of different factors and since the verdicts often change higher or lower with changes in the community, jury verdict research is an invaluable tool. If you would like to have your personal injury or wrongful death claim evaluated for settlement value, please call 866-847-6545 or use the following link:

FREE SETTLEMENT EVALUATION:

September 27, 2011

What Do I Do If The Liability Adjuster Accepts Less Than 100% Of The Liability?

by Richard S. Griffin

What do I do if the liability adjuster accepts only part of the liability?
This is a very frustrating situation where the liability adjuster for the negligent driver's auto insurance company investigates the motor vehicle accident and only accepts part of the blame or liability. An example would be a personal injury case where the negligent driver turns left in front of another driver at an intersection clearly failing to yield to on coming traffic as required. Attorney Richard Griffin has seen liability adjusters even on cases with clear liability only accept part of the blame by claiming their insured said your client was speeding. In this situations, if a personal injury victim is without an attorney, then they may settle their case for a lot less than it is worth.

What can a personal injury attorney do to correct this situation?
There are many options that Attorney Richard Griffin has to choose from when the liability adjuster does not accept 100% of the liability has justice would require. Some of these options include:
(1) Negotiations: Liability adjusters will often change their minds regarding denying some or all of the liability on a personal injury case when the experienced personal injury lawyer negotiates and exchanges the results of his or her accident investigation.
(2) Arbitration between the client's insurance and the liability carrier: If the personal injury client elects to use their own collision coverage, then the client's insurance company will often seek to be subrogated or paid back for the property damage claim from the liability carrier (the negligent driver's insurance company). Often the two insurance companies will quickly go to arbitration to determine liability which often can result in the liability carrier being ordered to accept 100% of the liability if the facts of the accident support it.
(3) Litigation: When all else fails, then a good personal injury lawyer can always file a lawsuit and try the case in front of a judge or jury to take it out of the hands of the adjuster and let a judge or jury decide liability and the amount of the damages to be paid.

Should a personal injury claimant represent themselves and just settle for whatever amount the liability adjuster will offer?

No. This allows the insurance adjuster to save money for their employer (the insurance company) at your expense. This is not fair and is the pattern that often exists when people with personal injury or property damage claims attempt to go it alone and represent themselves.

Attorney Richard Griffin states, "If you take on the insurance companies on your own, then it is like trying to play a chess master without fully understanding the rules and strategies involved in chess. The chess master or in this situation the insurance adjuster will win every time unless you have the guidance and protection of an experienced personal injury lawyer.

Continue reading "What Do I Do If The Liability Adjuster Accepts Less Than 100% Of The Liability?" »

September 26, 2011

What Does It Mean To Have "Full Coverage" Auto Insurance?

by Richard S. Griffin

What does it mean to have "full coverage" auto insurance?
Attorney Richard Griffin is asked this question frequently by potential new personal injury clients. There is often a great deal of confusion because most consumers believe that when they have "full coverage" that they have all available insurance coverage. It appears that this a situation where the consumer may not be purchasing all of the coverages that they hope to buy or in fact should buy. Often consumers with "full coverage" auto insurance ONLY have the following:
(1) Liability Coverage: This coverage insures you for personal injury and property damage claims that may arise if you are a fault in a motor vehicle accident. The amount of the coverage must be at least $25,000 (for any one personal injury claimant from one accident) / $50,000 (for all claims from one accident) / $25,000 (for property damage from one accident) per Georgia law.
(2) Collision Coverage: This coverage will pay for your property damage to your car up to the amount of your collision policy limits less your deductible. The amount of your property damage collision coverage is determined by you when you purchase the auto insurance policy. You are also able to set the amount of your deductible at the time you purchase your auto insurance. The higher the deductible the more you are self insuring your self for a property damage claim so the lower your coverage will cost.

What other auto insurance coverages do drivers normally need to be adequately protected from damages or losses that often arise from car wrecks?
The Griffin Law Firm, P.C., a successful Atlanta personal injury law firm, recommends that all drivers purchase the following coverages in addition to liability and collision:
(1) Uninsured / Under-insured Motorist Coverage: Uninsured Motorist coverage is available to pay for your personal injury claim when the negligent driver who causes the accident is uninsured. Under-insured Motorist coverage is available if the negligent driver who injures you in a motor vehicle accident is under-insured, meaning that the liability coverage of the negligent driver is lower than the full value of your personal injury or wrongful death claim.
(2) Medical Payment (Med Pay) Coverage: This coverage pays for the medical treatment for you and all of your passengers who are in your car at the time the car accident, truck accident, motorcycle accident, or other type of motor vehicle accident occurs. It allows you to select a doctor of your choice without any deductibles or co-pays. This protection can greatly increase the amount of money a personal injury claimant nets from the settlement since the liability adjuster will have to pay for all medical treatment, lost wages, and pain and suffering, but if you have med pay, then you do not have to pay for the medical because it has already been paid.

Why is it more important than ever before to have Uninsured / Under-insured Motorist and Medical Payment coverage?
The cost of medical treatment is higher than ever before so getting the treatment you and your passengers needs will cost more and will be harder to get if you do not have health insurance. Also in a bad economy, it is more common that negligent drivers may break the law and drive without any auto insurance at all to save money. The problem and even tragedy occurs when a serious or catastrophic personal injury or wrongful death occurs and there is not enough personal injury insurance coverage to adequately compensate the innocent victim.

Attorney Richard Griffin said, "There is nothing sadder than having a personal injury client whose personal injury claim is worth a lot more than the available insurance coverage. It can be heart breaking as personal injury clients come to the realization that there may not be enough money to pay for the surgery or other medical treatment that they need. The only way to avoid this is to purchase enough UM coverage (Uninsured or Under-insured Motorist coverage)."

Why is it more important than ever to higher a good personal injury lawyer?
(1) Medical Treatment: If you hire an experienced personal injury attorney, then he or she can help you find a doctor that will treat on a lien (doctors who will treat you and wait to be paid until after your case is resolved). The seasoned personal injury lawyer can also help you find a medical funding company that will pre-pay for your pain management or surgeries in some situations. Both of these options help you get the medical treatment and evaluation you need which also increase the value of the case since it fully documents your injuries as well.
(2) Lost Wages: If you do not have a good personal injury attorney, then adjusters may discount or even deny paying your lost wages. If the adjuster denies a valid lost wage claim when you have a personal injury lawyer, then litigation will give you your day in court where a jury can award you your fair recovery in the form of a jury verdict.
(3) Pain and Suffering: Without a good personal injury lawyer, the adjuster will often offer you pennies on the dollar on pain and suffering. Attorney Richard Griffin and his lawyers have had great success using before and after witnesses to convince a jury to award fair and reasonable pain and suffering damages.
(4) Punitive Damages: If the negligent driver was not only negligent, but also guilty of driving under the influence (DUI), hit and run, or other bad conduct that shows a reckless disregard for human life, then a good personal injury attorney can often negotiate a policy limits settlement based on not only the medical expenses, lost wages, and pain and suffering, but also, the exposure for punitive damages (damages meant to punish to deter future reckless conduct). A policy limits settlement means that the liability adjuster tenders their full policy limits (the maximum the policy will pay) for personal injury claims.
(5) Stacking Insurance Policies: If you have been wise enough to purchase uninsured or under-insured motorist coverage, then a seasoned and experience personal injury lawyer will stack the policies for the larger personal injury claims. This means that he or she will negotiate a policy limits settlement from the liability adjuster and require a limited release. The limited release will preserve the personal injury claimant's rights to pursue an additional settlement against any other insurance coverage that is also out there. If you do not have a seasoned personal injury attorney, then you may never know what the policy limits are or you may fail to properly stack the policies through the use of a limited release.

Continue reading "What Does It Mean To Have "Full Coverage" Auto Insurance?" »

September 23, 2011

How Do I Settle My Property Damage Claim Or Car Repair Caused By A Car Wreck?

by Richard S. Griffin

HOW DO I SETTLE MY PROPERTY DAMAGE CLAIM ARISING FROM A CAR WRECK?
If you have been involved in a car wreck, truck accident, motorcycle accident, or other motor vehicle accident, then your vehicle will normally be damaged from the impact. If you were injured in the auto accident, then hiring a good personal injury lawyer can not only make sure you are fully compensated for your personal injury claim, but also, make sure that your property damage claim (repair claim, total loss, or diminished value) is resolved efficiently and fairly as well.
(1) COLLISION COVERAGE: If you are at fault for the accident, then you will need to use your own automobile insurance under your collision coverage to pay for the repairs to your car. There is normally a deductible that you will have to pay towards these repairs. Collision coverage is not mandatory so if you did not purchase collision coverage before the car accident, then you would not have this coverage to pay for the repairs to your car or for a total loss claim.
(2) LIABILITY COVERAGE: If the accident was caused by the negligence of another driver, then you can submit your property damage and personal injury claim to the liability adjuster (the adjuster for the negligent driver's insurance). It is mandatory for all drivers in Georgia to carry at least $25,000 in liability coverage for property damage and at least $25,000 in liability coverage for personal injury claims. When dealing with a liability adjuster it is normally wise to seek a free consultation from a successful personal injury attorney.

WHAT IS THE NORMAL PROCEDURE FOR RESOLVING A PROPERTY DAMAGE CLAIM WITH THE LIABILITY ADJUSTER?
(1) SET UP THE CLAIM: You call and set up the property damage claim with the liability adjuster (the adjuster for the negligent driver's insurance company.
(2) SET UP THE APPRAISAL: You allow the adjuster to have a property damage appraiser look at the car for a property damage estimate.
(3) SELECT A BODY SHOP: You take your car to a body shop of your choice for the repairs and give them a copy of the insurance adjuster's appraisal of the cost of the repairs. If you are willing to take it to an approved body shop (one on the adjuster's list), then the adjuster will normally guarantee or stand behind the repairs. If you take it to a body shop of your choice and there are problems with the repairs, then you are normally on your own to resolve any issues or problems with your body shop.
(4) GET SUPPLEMENTAL REPAIRS AUTHORIZED: If there are any additional repairs needed beyond those listed on the adjuster's property damage appraisal, then the body shop normally will contact the liability adjuster and request authorization for the supplemental or additional repairs. This is often one of the issues where the need for litigation can arise if the adjuster refuses to pay for the motor vehicle accident related damages.
(5) PAY THE BODY SHOP FOR THE BODY SHOP REPAIRS: After the repairs are made, payment is normally issued from the adjuster for the cost of the repairs.
(6) PURSUE A DIMINISHED VALUE PROPERTY DAMAGE CLAIM: After the repairs are made, then you can pursue a diminished value claim for the loss in market value your vehicle has sustained due to the fact that it has been repaired. Normally the value of any vehicle is less after repairs are made since future buyers will normally refuse to buy "previously wrecked and repaired vehicles" without a significant reduction in the selling price. Without a diminished value attorney, adjusters will often offer to pay little or nothing for diminished value claims. However, if your car sustained significant property damage, then hiring an experienced diminished value attorney can result in thousands of dollars in diminished value recoveries.

WHY DO MOST PERSONAL INJURY ATTORNEYS EXCLUDE PROPERTY DAMAGE CLAIMS FROM THEIR PERSONAL INJURY REPRESENTATION?
(1) The personal injury client will need all of the property damage money to pay the body shop for the repairs.
(2) Most of the time the property damage for vehicle repairs can be resolved without litigation so why pay for legal expenses before a problem arises.
(3) Personal injury lawyers can usually provide guidance or recommendations to the client that will avoid the common pitfalls surrounding property damage repair claims.
(4) Personal injury attorneys can often resolve problems with property damage with a letter or a phone call without the time and expense of litigation.

WHAT IF LITIGATION IS REQUIRED TO RESOLVE MY PROPERTY DAMAGE CLAIM??
In the rare occasion that litigation is required to resolve property damage claims, most car accident lawyers will execute a separate Attorney Fee Contract so that they can be paid for their legal services and reimbursed for the costs advanced for litigation. Since the property damage payments from the adjuster will be needed to pay the body shop for the repairs to the vehicle, it is common that a retainer (money from the client for legal fees) will be charged and held in the escrow account. Then as the attorney works on the property damage claim they can be paid from the retainer.

CAN I LITIGATE MY PROPERTY DAMAGE CLAIM WITHOUT AN ATTORNEY?
Yes. Litigating a property damage repair claim can be done by some sophisticated clients in the Magistrate Court (Small Claims Court) where the defendant (the negligent driver) resides or lives. It is helpful to have a copy of the police report, witnesses to the accident, the investigating officer, and someone from the body shop present at court to testify. It is not recommended that a client attempt to litigate their personal injury claim without representation since this is a very complicated litigation process and since Magistrate Court (Small Claims Court) normally has a $15,000 cap on the amount you can recover.

HOW CAN I GET A FREE CONSULTATION FOR PROPERTY DAMAGE OR PERSONAL INJURY CLAIMS?
How can I get a free consultation from an experienced car accident lawyer?
For a free consultation or settlement evaluation call 866-847-6545 or click the following link: FREE SETTLEMENT EVALUATION:

Continue reading "How Do I Settle My Property Damage Claim Or Car Repair Caused By A Car Wreck?" »

September 22, 2011

How Do I Settle My Personal Injury Claim?

by Richard S. Griffin

Personal injury claims can be settled in Georgia by signing a General Release:
Personal injury claims are not hard to settle in Georgia. In fact insurance adjusters will often attempt to get personal injury claims from auto accidents, truck accidents, and motorcycle accidents settled very quickly after the accident by offering small settlement offers of $500 or so. If the injured victim accepts their offer and signs a General Release of all claims, then the personal injury claim is normally settled. Attorney Richard Griffin of The Griffin Law Firm, P.C. has received many calls every year from injured victims that accepted very small offers and signed General Releases only to realize later that their injuries were more serious than they had originally thought. If the General Release is signed, then this usually bars the personal injury claimant from any additional recovery.

Why is it risky to accept a quick personal injury settlement?
The severity of the injury is sometimes hard to determine at the beginning of the personal injury case. Attorney Richard Griffin often sees personal injury clients that appear to have soft tissue injuries, but later after conservative treatment fails and after additional diagnostic testing such as a MRI or CT scan are done, the injuries are diagnosed as disc herniations or traumatic closed head injuries. Attorney Richard Griffin explains that the value of a personal injury claim involving a herniated disc, spinal injury, traumatic head injury, or other permanent and debilitating injury often be $25,000 to $1,000,000 based on the facts surrounding the case. This is, of course, a great deal more than the settlements for most soft tissue (neck and back) sprains or strains. Therefore, if you accept a quick settlement before your injuries have been fully diagnosed and treated, then you may be very, very disappointed that you have settled your case for pennies on the dollar of what it is actually worth. Anyone who has a personal injury claim from an auto accident, truck accident, motorcycle accident, bicycle accident, pedestrian accident, or slip and fall should always contact an experienced personal injury lawyer for a free consultation and free settlement evaluation.

How do I get a fair personal injury settlement?
Fair personal injury settlements do not usually happen by accident. Usually a fair personal injury settlement occurs when the personal injury victim is represented by an experienced and successful personal injury lawyer. One recent study found that personal injury claimants who were represented by an attorney recovered three times more than those who represented themselves.

An experienced and good personal injury attorney will do the following:
(1) Accident investigation.
(2) Witness recorded statements.
(3) Photograph property damage.
(4) Photograph injuries.
(5) Identify and notify all insurance carriers who cover the claim.
(6) Obtain the policy limits information and stack the insurance policies when possible.
(7) Assist the client in getting all of the medical treatment the client needs.
(8) Prepare a settlement demand package that fully documents all of the medical expenses, lost wages, pain and suffering, and punitive damages if applicable.
(9) Negotiate a fair settlement that fully compensates the personal injury client.
(10) Litigate the claim whenever the adjuster is not negotiating in good faith by making unreasonable offers.

Why is it important to hire a personal injury attorney?
It is important for every personal injury victim to be represented by a personal injury lawyer because:
(1) The personal injury victim does not know the value of his or her case.
(2) The personal injury claimant does not know how to properly document the damages in a personal injury claim.
(3) The personal injury claimant does not know how to get the treatment they require even if they do not have health insurance. In this tough economy many people simply do not have health insurance.
(4) The personal injury victim does not know how to litigate so the adjuster will often convey low ball offers knowing there is not much the claimant can do on their own.

How can an experienced personal injury attorney help their client get the needed medical treatment?
A good personal injury lawyer is able to make sure their client gets the medical treatment that they need to recovery from their injuries and to document the injuries even if they do not have health insurance. This can be done in the following ways:
(1) Med Pay: Assist the personal injury client is using his or her Medical Pay Coverage (med pay).
(2) Doctor Lien: Assist the personal injury client in finding a doctor that will treat on a lien. The client can get the treatment needed without paying for the treatment has he or she is receiving it. These doctors agree to wait for payment until a personal injury recovery is reached. Doctors will only do this if they know and trust your personal injury attorney.
(3) Medical Funding Company: Assist the personal injury client in the use of a medical funding company that will pay for specialists such as pain management doctors, neurologists, orthopaedic surgeons, neuro-surgeons, etc. The doctor is paid by the medical funding company and then they are paid from the future personal injury settlement. Medical funding companies will only do this if they know and trust your personal injury attorney and if there is sufficient insurance coverage to insure they will be repaid.

How can I get a free consultation for an experienced personal injury lawyer?
You can call the experienced personal injury lawyers at The Griffin Law Firm, P.C. at 866-847-6545 or submit your personal case for a free evaluation to the following link:
FREE SETTLEMENT EVALUATION:

September 7, 2011

Cherokee County Personal Injury Case With DUI Driver Settles for $115,000

by Richard S. Griffin

A Cherokee County personal injury case involving a defendant driver who was driving under the influence of drugs (DUI) settled for $115,000.00. This case (Jason Castillo v. Amy Leigh Swafford and Frederick Krautwurst - Case # 10SC2751AJ) involved a car wreck that involved the defendant rear-ending the car being driven by the plaintiff, Jason Castillo. The defendant, Amy Swafford, was arrested for driving under the influence, unlawful possession of hydromophone, and following too closely. Frederick Krautwurst was included as a defendant for negligent entrustment of his vehicle to Ms. Swafford. Negligent entrustment is a separate negligent act when the owner of a vehicle negligently entrusts his vehicle to someone who he should have known was incompetent or incapable of safely driving.

The injuries to Jason Castillo (a 35 year old male who worked for Bank of America) involved multiple soft tissue injuries to the neck and back. His treatment consisted of physical therapy, dry needle therapy, electrical stimulation and deep tissue massage therapy.

This case was settled prior to the jury trial for $115,000.00.

What made this Cherokee County personal injury case worth $115,000?

Attorney Richard Griffin of The Griffin Law Firm, P.C. did not represent any of the parties in this lawsuit. However, as an experienced and successful personal injury lawyer and wrongful death lawyer, he identified the following factors that would have created $115,000 settlement for this Cherokee County personal injury claim:

(1) Medical Expenses: The medical expenses for soft tissue injuries tends to involve conservative care (physical therapy or chiropractic care). Conservative care tends to cost less than the cost of pain management involving injections, epidurals, nerve blocks, facet injections, and other pain management procedures. If a patient does not recover after conservative care and pain management, then a surgical evaluation is usually the next step. Personal injury cases involving surgeries usually have the greatest value. This personal injury case would have likely been much more valuable if it had involved disc herniations or fractures because these injuries often require a life time of treatment at a very high cost.

(2) Injuries: The personal injury victim in this Cherokee County personal injury case had soft tissue injuries only. These are painful injuries, but jury verdict research normally shows soft tissue injuries result in lower recoveries than broken bones (fractures), spinal injuries, disc herniations, traumatic brain injuries, and other permanent and catastrophic types of injuries.

(3) Negligent Entrustment: This allows the personal injury claim to include the owner of the vehicle as a named defendant in addition to the negligent driver. More personal injury defendants means that there are potentially more insurance policies and people to pay any future personal injury jury verdict.

(4) Venue: Cherokee County personal injury claims often have lower values since this is a more conservative county. Dekalb County personal injury venues, Fulton County personal injury venues, and Clayton County personal injury venues are usually viewed by most personal injury attorneys as more likely to render higher jury verdicts than most of the other Georgia Counties. A Cherokee County venue probably lowered the settlement value per most jury verdict research.

(5) Punitive Damage Exposure: This is likely the main reason this case settled for $115,000.00. In Georgia personal injury cases and wrongful death claims allow for compensatory damages which are the actual past and future medical expenses, lost wages, and pain and suffering. However, if the defendant is guilty of conduct that shows a reckless disregard for human life, then the plaintiff can seek punitive damages as well. Punitive damages are damages that are meant to punish the defendant for this bad conduct to hopefully deter the defendant from behaving in this dangerous manner in the future. The best examples are driving under the influence of alcohol or drugs or hit and run drivers (drivers who leave the scene of the accident). This case would normally would not have settled for $115,000 if not for the punitive damage (DUI) conduct of the defendant.

The value of every personal injury or wrongful death claim is different as the facts of each case change. These types of claims often rise from car wrecks, truck accidents, motorcycle accidents, bicycle accidents, pedestrian accidents, slip and fall accidents, or dog bite cases. Therefore, it is very, very important to contact an experienced and successful personal injury attorney or wrongful death attorney for a free consultation if you or someone you know has a personal injury case or wrongful death case.

Continue reading "Cherokee County Personal Injury Case With DUI Driver Settles for $115,000" »

September 1, 2011

Negligent Entrustment: Additional Personal Injury Exposure To Vehicle Owners

by Richard S. Griffin

Georgia personal injury claimants often have personal injury claims or wrongful death claims against negligent defendants who are under-insured. Under-insured means that the personal injury or wrongful death claim is worth more than the available insurance that covers the claim. Attorney Richard Griffin says, "There is nothing sadder than having a client whose personal injury or wrongful death claim is worth more than the available insurance. Our firm reviews the case throughly to identify all of the insurance policies are found. Otherwise, injured victims are faced with deciding if they want to settle for the policy limits or pursue the long litigation process and hope that any excess jury verdict can be recovered against the personal assets of the defendant." Negligent entrustment is one method of increasing the coverage for a personal injury or wrongful death claim.

What is negligent entrustment?
Negligent entrustment of a motor vehicle to a driver who is not competent to drive is a negligent act against the vehicle owner. The owner of the vehicle may be liable for the injuries caused by someone's negligent operation of their vehicle if the owner permits the use of their vehicle knowing the driver is incompetent to drive due to one of the following reasons:
(1) the driver is too young to safely operate the vehicle;
(2) the driver is too inexperienced to safely operate the vehicle;
(3) the driver has physical or mental conditions which make it unsafe to drive;
(4) the driver is intoxicated; or
(5) the driver has a known habit of reckless driving (more than just speeding or other negligent acts).

What is an example of negligent entrustment?
If the owner of a car entrusts or gives permission to a driver who he or she knows is drunk (DUI), then the car owner could be liability for the negligent act of allowing a known drunk person to operate a motor vehicle.

What liability does a motor vehicle owner normally have when someone else negligently causes a car wreck?
Normally, absent negligent entrustment, the owner of the vehicle would not have personal liability for the personal injury or wrongful death claim that may arise from someone else's negligent driving of their vehicle. There is, of course, the auto insurance policy that covers the car that would cover the personal injury or wrongful death claim, but there would not be any personal exposure to the car owner's personal assets unless there was negligent entrustment.

Can there be more than one automobile policy that covers the personal injury or wrongful death claims that arise from an automobile accident?
Yes. The auto insurance policies that may also cover the personal injury or wrongful death claims from an automobile accident (car wreck, truck accident, motorcycle accident, bicycle accident, or pedestrian accident) include the following:
(1) The auto insurance for the vehicle being driven by the negligent driver;
(2) Any other automobile liability policies that cover the negligent driver;
(3) Any Umbrella Policies that cover the negligent driver;
(4) Any employer liability policies if the negligent driver was doing something for the benefit of his employer at the time of the accident;

Why Is It Critical To Hire An Experienced Personal Injury / Wrongful Death Lawyer?
The facts of surrounding each personal injury or wrongful death claim can make a huge difference in how many insurance policies cover the claim. Experienced personal injury lawyers and wrongful death lawyers can make all the difference in the amount of the recovery by identifying all insurance policies that cover a claim and by obtaining the policy limits information for each policy. The minimum coverage in Georgia is $25,000 / $50,000 for personal injury claims, but many have far more coverage than this. There is nothing that makes me sadder than hearing about an claimant that was under paid for there personal injury or wrongful death claim. Attorney Richard Griffin, however, has had the privilege of helping injured victims since 1994 be fully compensated for their personal injury, wrongful death, worker's compensation, or social security claim claims. Over these many years it has been my pleasure to help people put their lives back together after the negligence acts of another turned their lives upside down.

For a free consultation for your claim, please The Griffin Law Firm at 866-847-6545.

FREE SETTLEMENT EVALUATION.

Continue reading "Negligent Entrustment: Additional Personal Injury Exposure To Vehicle Owners" »

August 25, 2011

Why There is More to Selecting a Personal Injury Attorney than Figuring Out Who Will be the Most Aggressive; Personal Injury Cases in Georgia and Consideration of the Offer of Judgment Law.

by Richard S. Griffin

Certainly you want to select a hardworking and zealous personal injury attorney or wrongful death attorneyto represent you in your personal injury or wrongful death case. However, it is equally important that experienced personal injury attorneys be honest with you about settlement options as well. When the adjuster's offers are unreasonable or unfair, then litigation is the best option. However, if the settlement offer is not unreasonable, but is less than the claimant wants, then a delicate balancing act must be performed to make sure the wise decision is made regarding settlement verses litigation. The use of jury verdict research is a great approach when making this important decision. What any personal injury lawyer or wrongful death lawyer dreads most is obtaining a jury verdict that results in the client's net proceeds being lower than the net proceeds from the last settlement offer.

This difficult decision of litigate or settle is further complicated by the fact that Georgia law allows the use of an "offer of judgment". In recent years, Georgia has codified into law an Offer of Judgment statute which can significantly raise the stakes for injured persons desiring to pursue their claims all the way through a jury trial. Georgia’s Offer of Judgment statute (O.C.G.A. § 9-11-68) allows a Defendant (e.g. an Insurer on behalf of their insured) to:
At any time more than 30 days after the service of a summons and complaint on a party but not less than 30 days (or 20 days if it is a counteroffer) before trial, …. serve upon the other party … a written offer … to settle a tort claim for the money specified in the offer. Provided such an offer meets the requirements of the statute, the injured person receiving the offer shall be responsible for the attorneys’ fees of the Defendant for all times after the offer was made unless the Plaintiff obtains a final judgment that is at least 75 percent of the offer made by Defendant. This means that if you litigate your case and do not obtain a jury verdict of the required amount under the offer of judgment, then you could end up with a large judgment against you for the cost of the defendant's attorney fees for defending the case. As you can see, it is critical that your personal injury attorney explain the legal landscape in your case so you can take home a nice settlement check rather than going home with a large judgment AGAINST you.

What does this mean? This means for example, if an injured person is offered $10,000.00 to settle his or her injury claim under the procedures of this statute, and the injured person either rejects the offer or fails to accept it within 30 days and goes on to actually win a judgment of less than $7,500.00, the injured person, despite winning at trial, will be forced to pay the attorneys’ fees incurred by the Defendant since the time of the offer. Insurance defense attorneys in personal injury cases make between $150 and $350 per hour. It is not uncommon for a defense attorney’s bill through trial to exceed thirty or forty thousand dollars ($30,000.00 - $40,000.00). Suppose that in this example the injured plaintiff won $7,300.00 from a jury. In this scenario, the injured plaintiff would not go home with a judgment for $7,300.00. Instead, the injured plaintiff would go home with a judgment against him/her in the amount of the defense attorney’s fees less the amount the jury awarded. If the defense attorney’s fees were $30,000.00, the injured Plaintiff would go home with a judgment against him in the amount of $22, 700.00!

This is why at the Griffin Law Firm we take great effort to build a strong case for each client from the very beginning. By amassing all of the medical records and needed documentation very early and using our breadth of experience to both value a case and explain the legal landscape to our clients from the start, we give each client the best opportunity to maximize their settlement opportunities before taking on such incredible risks. While The Griffin Law Firm must sometime use its extensive litigation and trial experience to pursue a fair resolution in court and before juries when a client is not presented with a reasonable settlement opportunity, we believe that all of our clients should be wisely advised on the inherent risks and benefits of their case before litigation becomes necessary.

Recent legal news is full of Georgia Plaintiffs who have pushed aggressively toward trial in the face of reasonable offers under this new law only to leave the courtroom with a large judgment against them. At the Griffin Law Firm attorneys will provide zealous representation that includes the wisdom and experience of lawyers who will properly advise you every step of the way.

Continue reading "Why There is More to Selecting a Personal Injury Attorney than Figuring Out Who Will be the Most Aggressive; Personal Injury Cases in Georgia and Consideration of the Offer of Judgment Law." »

July 1, 2011

Closed Head Injuries Can Result In Big Personal Injury Settlements

by Richard S. Griffin

Traumatic brain injures or closed head injures are often caused by car accidents, truck accidents, motorcycle accidents, bicycle accidents, pedestrian accidents, and slip and fall accidents. In fact motor vehicle accidents are the leading cause of these types of brain injures. When these traumatic brain injures occur, the injured party is often left with challenges in their cognitive abilities which are their abilities to think, remember, and problem solve. As you can imagine this can be completely debilitating as the injured party struggle to conduct their lives at home and at work.

Traumatic brain injures are often over looked or not diagnosed by the treating physicians who sometimes focus on the physical pain and injures. This is why it is very important to know what symptoms to be aware of so that you can seek the treatment and medical testing you need.

COMMON SYMPTOMS OF CLOSED HEAD INJURIES OR TRAUMATIC BRAIN INJURIES:
(1) knocked unconscious by the MVA;
(2) headaches;
(3) vision issues;
(4) dizziness;
(5) ringing in the ear;
(6) decreased concentration;
(7) changes in personality;
(8) changes in the ability to speak;
(9) memory loss; and
(10) other neurological changes.

WHY HIRE A TRAUMATIC BRAIN INJURY ATTORNEY IF YOU SUSTAINED SERIOUS INJURIES IN A MOTOR VEHICLE ACCIDENT?
(1) Experienced personal injury attorneys and wrongful death attorneys enhance the value of your personal injury or wrongful death case.
(2) Seasoned personal injury lawyers and wrongful death lawyers can litigate if the adjuster's offers are unreasonable.
(3) Successful personal injury attorneys and wrongful death attorneys can make sure you know the true value of your case through their experience and through jury verdict research.
(4) Winning personal injury lawyers and wrongful death lawyers can make sure you receive all of the medical treatment and diagnostic testing that is required. If you do not get all of the treatment and diagnostic testing you need, then you will not have the documentation you need to be fully compensated for your injuries. Even if you do not have health insurance, personal injury attorneys can get you the medical treatment you need on a lien or through medical funding companies.

HOW MUCH ARE TRAUMATIC BRAIN INJURY PERSONAL INJURY CASES WORTH? The value of any case depends on the facts and can cause the value to differ greatly. If a case cannot be settled, then ultimately the jury determines the value of any personal injury or wrongful death case.

The value of any case can differ enormous based on the following factors:
(1) The extent of the injuries (the more severe the injures the greater the settlement value).
(2) The cost of the past and future medical treatment (the higher the medical treatment bills total the greater the settlement value of the claim is as long as the treatment is reasonable and necessary and the charges are consistent with the customary charges).
(3) The total lost wages caused by the injuries past and future (the higher lost wages result in higher settlements).
(4) Pain and suffering (A jury decides the amount awarded for pain and suffering, but if the injuries are permanent, severe, and debilitating, then the settlement value increases).;
(5) Permanent limitations or impairments both physically and mentally;
(6) Permanent impairment ratings;
(7) Conduct of the negligent party (punitive damage for DUI, hit and run, and other conduct that shows a reckless disregard for human life).
(8) Is the defendant an individual or a commercial entity. (Commercial entities often have higher liability policy limits and jury verdicts are often higher against companies rather than individuals).
(9) What is the venue for the claim? (Venue is the place where the claim must be litigated and is normally the county where the defendant resides or where a commercial entities registered agent is located).

JURY VERDICT RESEARCH FOR SEVERE TRAUMATIC BRAIN INJURY PERSONAL INJURY CASES:
(1) $6,000,000 Plaintiff Verdict - Chatham, Georgia : A male teenager (age 16) suffered from a severe traumatic brain injury when his vehicle when a negligent driver made an improper lane change.
[Moore v. Bennett; State Farm Mutual Automobile Insurance Co. (Superior/SPCV001054)]

(2) $8,000,000 Plaintiff Verdict - Cherokee, Georgia:
A male plaintiff sustained severe traumatic brain damage (coma and quadriplegia) when an alleged negligent driver veered into oncoming traffic and struck the vehicle he was in head on.
[Aguilera-Moreno, an incapacitated individual v. Lucio-Anaya (Superior/03-CV-1273)]

If you or someone you know has been injured in a car accident, truck accident, motorcycle accident, bicycle accident, or pedestrian accident, you should contact an experienced Georgia personal injury lawyer as soon as possible for a free consultation. This will allow you to know your rights, have your legal questions answered, and have an opportunity to fully understand the value of hiring a seasoned personal injury attorney to make sure you recover everything you are entitled to receive.

Continue reading "Closed Head Injuries Can Result In Big Personal Injury Settlements" »

June 15, 2011

Gwinnett Jury Awards $30,000 Punitive Damages for DUI

by Richard S. Griffin

>HOW MUCH IS MY CASE WORTH? Personal injury lawyers are often asked, "How much is my case worth?" There is never a clear cut answer to this question since the value of any personal injury case is ultimately decided by a jury if the case is not settled. Small differences in the facts of each personal injury case can make enormous differences in the potential value of the claim.

Damages in Georgia personal injury lawsuits often include the following:

(1) Past and future medical expenses;
(2) Past and future lost wages;
(3) Pain and suffering; and
(4) Punitive damages.

Punitive damages allow for money damages to punish a defendant for conduct that shows a reckless disregard for human life. Common examples of conduct that allows for punitive damages in personal injury claims include driving under the influence (DUI) and hit and run.

JURY VERDICT RESEARCH: Experienced personal injury attorneys place great value on jury verdict research to help determine the likely value of any personal injury or wrongful death claim. Jury verdict research helps by showing how much a case is worth in the different counties or venues. Jury verdicts can vary greatly depending on the venue. Venue is where the personal injury claim must be tried. It is usually the county where the defendant lives at the time the personal injury lawsuit is filed. Different counties begin to develop reputations for either producing high jury verdicts or low jury verdicts. Most Gwinnett County personal injury lawyers will agree that Gwinnett County is often more conservative (lower jury verdicts) than Fulton County or Dekalb County.

HOW MUCH PUNITIVE DAMAGES WOULD A GWINNETT JURY AWARD FOR DUI? This very issue was recently addressed by a Gwinnett County jury Hand v. Justice, No. 10-A-00675-8, a Gwinnett County personal injury lawsuit. This Gwinnett County personal injury claim involved a typical fender-bender involving a defendant was driving under the influence (DUI). On July 24, 2009, plaintiff Amber Hand was a passenger in a Honda Civic that was stopped at a traffic light when it was struck from behind by a truck.

What were the most important facts of this case in determining the likely value of this Gwinnett County personal injury claim?

(1) Ms. Hand suffered soft tissue injures which are often not permanent in nature.
(2) The property damage was minor which normally means the impact was less severe.
(3) The Defendant was driving under the influence of alcohol and had two prior DUI offenses.
(4) The Defendant asked the other driver not to call the police, failed a field sobriety test, and faked blowing into the breathalyzer machine at the police station.

The personal injury lawyers for the plaintiff asked for $100,000 in punitive damages before trial. The defense attorneys offered $15,000 in punitive damages before trial. After the case was tried, a Gwinnett County jury awarded $31,342.00 for the plaintiff with the following break down:

(1) $30,000 in punitive damages
(2) $842 in medical expenses
(3) $500 in pain and suffering.

This jury verdict is probably a good barometer of how much a Gwinnett County jury is likely to award for punitive damages when the injuries are minor, the medical bills are low, the property damage is low, but the defendant was guilty of multiple prior DUI offenses. Even though the jury was apparently disgusted by the multiple DUI offenses of the defendant and even wondered how he was able to keep his driver's license, the punitive damage award of $30,000.00 was much less than many punitive damage awards for these facts in other venues or counties.

Attorney Shawn Richardson of The Griffin Law Firm, P.C. believes that "it is very important to contact an experienced attorney for a free personal injury or wrongful death consultation to know your rights and to have a better idea of the settlement value of your case."

Continue reading "Gwinnett Jury Awards $30,000 Punitive Damages for DUI" »

March 15, 2011

Fulton County Jury Awards Low Verdict Against a DUI Defendant

by Richard S. Griffin

Personal Injury litigation for auto accidents, truck accidents, motorcycle accidents, bicycle accidents, and pedestrian accidents can be unpredictable and can sometimes result in unexpected verdicts (some good, some bad). Even when a personal injury attorney tries a great case, sometimes the personal injury verdict is surprisingly bad. One such example is Richard Mace v. Alexandra Brown, a personal injury claim litigated by another law firm in the State Court of Fulton County. The car wreck occurred on February 7, 2009 when Alexandra Brown (defendant) rear-ended Richard Mace (plaintiff), a pastor of a church in Norcross, Georgia. The collision resulted in very little visible property damage to either vehicle involved. Ms. Brown (defendant) admitted that she was driving under the influence of alcohol (DUI). Blood tests confirmed a blood alcohol content of 0.179.

At trial in the State Court of Fulton County, Mr. Mace (plaintiff) presented evidence the the car accident caused jaw and shoulder injuries causing $52,628 in damages (past medical treatment, future medical treatment, pain and suffering, and for a life care plan. In Georgia, a plaintiff can be awarded punitive damages for DUI, hit and run, and any other conduct that shows a reckless disregard for human life. These damages are meant to punish the defendant for this type of bad conduct that is beyond just being negligent. At trial the plaintiff's attorney asked for $1,894,000 in compensatory damages plus punitive damage for the DUI.

The defense case presented the following to the jury to attempt to convince the jury to award a small verdict:

(1) Ms. Brown (the personal injury defendant) admitted she was at fault.
(2) Ms. Brown admitted that she was driving under the influence of alcohol (DUI),
(3) Ms. Brown testified how she had turned her life around by voluntarily attended counseling, joined AA, and created a support system to keep from drinking.
(4) They also argued that no injury could have occurred since there was very little property damage to the vehicles involved.
(5) The shoulder and jaw injuries were pre-existing conditions.
(6) The plaintiff did not immediately seek medical treatment.

This fact pattern often results in a large personal injury jury verdict since the plaintiff was a friendly respected person (a pastor), and since the defendant was DUI. However, in this case the jury verdict was a surprisingly low $21,543 which included $5,000 for punitive damages. This low jury verdict was more than likely due to the low property damage and due to the pre-existing nature of the plaintiff's injuries. The defendant admitting guilt and taking positive steps to turn her life around must have convinced the jurors to assign a relatively small $5000 for punitive damages. The Griffin Law Firm, P.C., a Norcross personal injury law firm, has been able to recover the policy limits on most cases when the negligent driver was DUI.

Personal injury lawyer, Richard Griffin, who is a champion member of the Georgia Trial Lawyers Association (G.T.L.A.), believes that the following lessons can be learned from the verdict in Richard Mace v. Alexandra Brown:

(1) GOOD SETTLEMENT OFFERS SHOULD NORMALLY BE ACCEPTED: It is often wise to accept good settlement offers rather than taking your chances at trial. However, if the personal injury settlement offers are unreasonable, then litigation is really your only good option.

(2) LOW PROPERTY DAMAGE OFTEN RESULTS IN LOW PERSONAL INJURY VERDICTS: Low property damage does not always result in low jury verdicts, but it sure makes it harder. Jurors often have a difficult time overcoming their assumptions that big property damage equals big injury and low property damage equals little or no injury. The Georgia personal injury lawyers at The Griffin Law Firm recently obtained a jury verdict of $500,000 in a personal injury lawsuit involving only $1200 in property damage so it is possible, just a lot less likely.

(3) THE JURY VERDICTS ARE GREATLY INFLUENCED BY HOW LIKEABLE THE PLAINTIFF AND THE DEFENDANT ARE: This means that if the jury likes the plaintiff the jury verdict is usually higher. If the jury dislikes the plaintiff, then the jury verdict is usually lower. The same is true when the jury likes or dislikes the defendant.

This means that it is usually wise to accept good settlement offers to remove the chance of a lower net recovery. What this means is that the higher cost of litigation must be factored in when determining if an offer is reasonable or not. If the likelihood is that the client will not net more after litigation, then settlement can be a great option.

Continue reading "Fulton County Jury Awards Low Verdict Against a DUI Defendant" »

February 21, 2011

Cobb County Personal Injury Claim With Low Property Damage Settles for $300,000

by Richard S. Griffin

Michael Hammond, a Cobb County defendant in a Marietta personal injury claim, rear-ended a vehicle being driven by Chelsea Haugh on March 23, 2007 the intersection of Lost Mountain Road and Dallas Highway. The impact was described as very minor and resulted in property damage that was very minor with little visible damage to plaintiff 's(Chelsea Haugh's) car. The Cobb County personal injury claimant suffered a hairline fracture that required a fusion spinal surgery by a neurosurgeon. The past medical bills totaled $93,000.00. The liability adjuster from Allstate settled this case with the plaintiff for $300,000.

This case is a huge victory for personal injury lawyers and personal injury claimants since the property damage was minor to both the plaintiff's and the defendant's vehicles. Insurance adjusters and the defense attorneys often offer little or nothing on cases with low property damage because they argue low property damage means that no injury could have occurred. Cobb County personal injury lawyers successfully over came this because their plaintiff did not have a history of any prior injury and because the plaintiff was a very sympathetic and believable person (20 year old single woman who was a student). Even though it is an uphill battle to obtain a fair personal injury claim when property damage is low, the studies do support that serious injury or even death can occur in low impact (low property damage) motor vehicle accidents. In a study performed by the Florida Department Of Highway Safety there 67,602 low speed crashes (less than 10 MPH impacts) that resulted in 55973 injuries and 528 deaths. Clearly it is not accurate to conclude that low impact collisions cannot result in serious injury or even death. However, without being represented by experienced personal injury car accident lawyers, injured victims are often under paid for their medical expenses, lost wages, pain and suffering, and even when applicable for punitive damages by adjusters and their defense attorneys.

Continue reading "Cobb County Personal Injury Claim With Low Property Damage Settles for $300,000" »

January 29, 2011

Cherokee County Personal Injury Settlement For Over $3 Million

by Richard S. Griffin

A pregant woman (Tameche Brown) was badly injured when a driver (Gregory Crawley) hydroplaned and struck her Honda CR-V on 04/28/08. Her injuries included an open leg fracture that required surgery. She was 7 months pregnant at the time and had to under go a c-section to deliver her child due to complications from her injuries. These injuries resulted in a Cherokee County Personal Injury claim for both Ms. Brown and her infant daughter.

When no settlement could be reached Ms. Brown filed a personal injury lawsuit on behalf of herself and her infant daughter against Mr. Crawley and the Department of Transportation (DOT) for this auto accident claim. She alleged that Mr. Crawley was driving too fast in the wet road conditions and that the DOT negligently patched the road with material that did not provide adequate traction for tires.

A settlement for $3,065,000 was reached on 10/2010 for this Cherokee County personal injury claim in which each defendant paid an equal portion.

This case is a great example of how it is very, very important to hire an experienced personal injury attorney to insure that you recover all that you deserve. In this case the personal injury lawyers successfully convinced State Farm who insured Mr. Crawley and the DOT that each had equal share in causing this tragic car wreck. If these injured victims had tried to go forward without the representation of skilled personal injury lawyers, then it is very unlikely that State Farm would have agreed to pay over $1.5 million, and it is even less likely that the DOT would have agreed to pay anything.

Attorney Richard Griffin of The Griffin Law Firm, P.C. concluded that seeking a free consultation for your personal injury, wrongful death, worker's compensation claim, or social security disability claim is vital. In this Cherokee County personal injury case, a government entity was responsible in addition to the negligent driver. Whenever a government entity is involved, then Georgia law requires that Ante Litum Notice must be filed timely or the claim against the government entity is barred. For most injured victims, justice will not be achieved unless an experienced and skilled personal injury lawyer or wrongful death lawyer is hired.

Continue reading "Cherokee County Personal Injury Settlement For Over $3 Million" »

October 21, 2010

Can you have Worker's Compensation Claims and Personal Injury Claims From the Same Accident?

by Richard S. Griffin

Can a person injured in an accident in Georgia have both a worker's compensation claim and a personal injury claim? Yes. Georgia personal injury lawyers and Georgia worker's compensation lawyers should always evaluate the accident to see if both personal injury and worker's compensation claims exist. Atlanta worker's compensation attorney, Richard Griffin, stated, "if a worker is injured on the job and the accident was caused by the negligence of a third party, then you can have both a worker's compensation claim and a personal injury claim. The easiest example would be a truck driver that is involved in a truck accident due to the negligence of another driver who is not a co-worker. If the truck driver is an employee and is on the job when the motor vehicle accident occurs, then he or she has a worker's compensation claim against his or her employer and their worker's compensation insurance company. The truck driver would then also have a personal injury claim against the negligent driver for his or her medical expenses, lost wages, pain and suffering, and punitive damages (examples DUI, hit and run, etc.). Under Georgia Worker's Compensation laws, the injured worker or worker's compensation claimant could seek treatment with worker's compensation doctors and have his or her worker's compensation related treatment paid for as the treatment is provided. Lost wages under worker's compensation are paid as you go in the form of temporary total income benefits and temporary partial disability benefits.

Georgia law provides for worker's compensation to be the "exclusive remedy" employees have against their employers. However, this "exclusive remedy" does not apply to people who are not co-workers or the injured victim's employer.

Attorney Richard Griffin of Firm, The Griffin Law, P.C. stated that it is very important that you seek the advice (free consultation) of an Atlanta worker's compensation lawyer and an Atlanta personal injury lawyers as soon as possible after you are injured. In this way you can learn about your rights and can understand what actions need to be taken to protect and process your Atlanta personal injury claims and Atlanta Worker's Compensation Claims.

Continue reading "Can you have Worker's Compensation Claims and Personal Injury Claims From the Same Accident?" »

October 10, 2010

Client Reviews Are Helpful In Finding Great Personal Injury Attorneys

by Richard S. Griffin

If you have a personal injury case or wrongful death case, then selecting the right Atlanta Personal Injury Attorney is probably the most important decision you will make. Good personal injury lawyers take the pressure off of the injured victim and make sure that a fair and reasonable personal injury settlement is reached. However, not all personal injury lawyers or wrongful death lawyers have the same level of experience, resources, work ethic, and commitment to obtain the great results that you deserve.

So how can you make sure you are hiring the best possible injury lawyer for your case?
Atlanta Personal Injury Lawyer, Richard Griffin, says that prior client reviews or client testimonials can be extremely helpful when you are deciding which personal injury attorney or wrongful death attorney to hire. Many client reviews or client testimonials can be found on the law firm’s website or at the firm’s listings on Google, Yahoo, and other directories. Atlanta personal injury attorney Richard Griffin "believes that the tremendous growth and success of his firm (The Griffin Law Firm, P.C.) has been his commitment to offering the best customer service possible". For examples of client testimonials that may help prove the law firm is qualified to provide you with great representation you can read real client testimonials at the following link [CLIENT TESTIMONIALS]. Clients should feel like the law firm cares about them and that they are being kept informed about their case. Another important factor in client satisfaction is was the recovery fair and reasonable. Happy clients will eagerly send everyone they know to you if you treat them right because they want the best for their friends and family that have personal injury or wrongful death claims. The opposite is also true. Unhappy clients will tell even more people about a firm that did not provide the representation that they needed and deserved.

Continue reading "Client Reviews Are Helpful In Finding Great Personal Injury Attorneys " »

September 19, 2010

Snellville Motorcycle Accidents Result in Serious Injury and Death

by Richard S. Griffin

There is no such thing as a "fender bender" in motorcycle accidents. When on a motorcycle you do not have the safety of a vehicle with air bags and a metal frame to protect you. Motorcycle accidents put the motorcycle riders in jeopardy of being seriously injured or killed when riders are sliding down the highway in danger of being struck by other vehicles. If someone is hurt or killed in a motorcycle accident due to the negligence of another driver, then they should hire an experience motorcycle accident lawyer as soon as possible. Personal injury claims and wrongful death claims arising from motorcycle accidents can and should result in huge settlements or jury verdicts since a life may have been wrongly taken or a person may have to deal with life changing injuries.

Unfortunately there have been two very serious motorcycle accidents in Snellville, Georgia in the last few weeks. The first motorcycle accident occurred on 09/12/10 and demonstrates that speed can kill excessive speed results in a motorcycle rider losing control and crashing. On 09/12/10 a 24 year old man was killed when he lost control of his motorcycle on Ronald Reagan Parkway in Snellville, Georgia. The police are still investigating the one vehicle accident, but it is believed that the motorcyclist was speeding and lost control as he attempted to change lanes. This collision did not apparently involve any other driver so there would not be a wrongful death claim. Wrongful death claims require the death to be the result of the negligence of someone else.

Another motorcycle accident in Snellville, Georgia occurred on 09/17/10 (less than one week after the motorcycle accident mentioned above). This motorcycle accident involved an off-duty Dekalb County police (Officer Ekrem Zejnelovic) who was injured while leading a funeral procession through Snellville, Georgia. The collision was apparently caused by a driver who did not see the motorcycle and pulled out in front the officer on the motorcycle on Wisteria Drive. The Snellville Police Chief Roy Whitehead recently announced that Officer Ekrem Zejnelovic, 39, is currently in stable condition. Attorney Richard Griffin of The Griffin Law Firm, P.C. stated, "the motorcycle accident involving the police officer would likely result in a personal injury claim against the negligent driver." Attorney Richard Griffin, a motorcycle accident lawyer, went on to say "if the officer had been on duty when the motorcycle accident occurred, then he would have had a worker's compensation claim in addition to the personal injury claim.

Worker Compensation Claims provide for injured workers to have the following benefits:

(1) Medical Benefits: Worker's Compensation will pay for reasonable treatment for compensable claims if the treatment is with an authorized worker's compensation doctor. Injured worker's should consult an experienced Snellville worker's compensation lawyer to know their rights to medical benefits.

(2) Income Benefits: Worker's Compensation will pay for lost income in the form of income benefits if on the job injuries result in workers being disabled from work. Injured worker's should consult with experienced Snellville worker's compensation attorney to know their full rights to income benefits (lost wages).

(3) Permanent Partial Disability Benefits: Worker's Compensation claims provide for permanent partial disability benefits (permanent loss of use of part of the body). This benefit is compensation for loss of use and is based on a permanent partial disability rating. Injured worker's should always call an experienced Georgia worker's compensation lawyer when injured on the job do know their full rights to permanent partial disability benefits.

What are victims of motorcycle accidents entitled to under personal injury?
(1) past and future medical expenses;
(2) past and future lost wages;
(3) past and future pain and suffering;
(4) punitive damages for DUI, hit and run, and other actions that show a reckless disregard for human life.

Nothing replaces the value of a free consultation with an experienced personal injury lawyer or worker's compensation lawyer. The phone call is free, but the advice is priceless.

These events clearly show that motorcycle accidents occur on a frequent basis. Sometimes the motorcycle riders are driving too fast and recklessly. However, even drivers who are attempting to drive as safely as possible are vulnerable to serious injury or death if another motorist drives negligently. The bumper stickers often seen that say "Look Twice and Save A life" are certainly true. What is also clear is that motorcycle accidents rarely are just "fender benders" since the drivers are virtually unprotected other than their helmets and protective clothing.

If you or someone you know has been seriously injured or killed in a motorcycle accident, then it is important that you contact an experienced motorcycle accident attorney as soon as possible. The initial investigation of the accident scene, the witness statements, and the statements of the drivers can be essential in proving liability in any motorcycle personal injury or motorcycle wrongful death claim. The damages in any personal injury claim arising from a motorcycle accident include past and future medical expenses, lost wages, and pain and suffering. For wrongful death claims arising from motorcycle accidents involve asking a jury to place a monetary value on the value of a life. This is a painful, emotionally charged, trial that cannot bring back the lost loved one, but it can help the surviving family members try to put their lives back together with a wrongful death recovery. Again, there is nothing more important than contacting experienced motorcycle accident lawyers to make sure all of your rights are protected and to hold those responsible accountable for fairly compensating the personal injury and wrongful death claims.

Continue reading "Snellville Motorcycle Accidents Result in Serious Injury and Death" »

September 3, 2010

Study Found That Atlanta Drivers Are Among The Most Dangerous

by Richard S. Griffin

There was a very interesting article in the Atlanta Journal and Constitution on September 3, 2010 that concluded Atlanta drivers are amount the "least safe" in America. This study found that the average driver in Atlanta will be involved in a car wreck every 8.2 years. The study was commissioned by Allstate Insurance and ranked Atlanta as number 146th on the safest driving cities. This means that there are 145 cities that are safer to drive in than Atlanta.

Attorney Richard Griffin of The Griffin Law Firm, P.C. is not surprised by this study. He stated, "As a personal injury law firm based in and around Atlanta, we receive calls on a daily bases from people who are injured in car wrecks, truck accidents, bicycle accidents, motorcycle accidents, and other personal injury accidents." Clearly the roads and highways in Atlanta have heavy traffic. The commutes (driving to and from work) are often long since people who work in Atlanta may live an hour away from Atlanta.

This means that if you have not been involved in a car wreck lately, then you are likely to be involved in one over the next 8 years. If you are in a car wreck caused by a negligent driver and are injured, then speaking to an experienced personal injury attorney is not only wise it is really essential. Our Atlanta personal injury lawyers will be glad to provide you with a free consultation. In this free consultation, you can obtain important information about the following:

(1) Your Personal Injury Rights;
(2) What to do when you have a personal injury case;
(3) What your case is likely to be worth; and
(4) What is the Statute Of Limitations (deadline for pursuing your personal injury case.

Speaking to a personal injury attorney about your personal injury case is always a great first step. The phone call is free, but the advice is priceless.

Continue reading "Study Found That Atlanta Drivers Are Among The Most Dangerous" »

June 26, 2010

Georgia Texting While Driving Could Impact Personal Injury Claims

by Richard S. Griffin

Georgia Governor Sonny Perdue just signed Georgia Senate Bill 360 into law this week. This law bans drivers in Georgia from texting while driving. A recent report on Fox 5 news on June 26, 2010, reported that texting while driving has lead to approximately 6000 deaths in motor vehcile accidents in Georgia last year alone. There have been many studies which found that driving while talking on your cell phone causes a driver to be as dangerous and as impaired as a DUI driver. As you can imagine, a driver looking down and entering letters to text would be even more dangerous because they often travel distances on the road without having their eyes on the road. If drivers are not watching or are distracted, then they often are unable to react to the actions of other drivers around them. This clearly is a good law which is needed to discourage this dangerous practice of driving while texting.

The Georgia law banning texting while driving [Senate Bill 360] places the fine for this traffic offense at up to $150. Further, if any teenager is guilty of this offense twice in one year, then that teenage driver could have his or her driver's license suspended for one year per Fox 5 news.

Attorney Richard Griffin of the personal injury firm The Griffin Law Firm stated that personal injury victims of negligent drivers guilty of texting while driving may be entitled to punitive damages. Punitive damages are allowed under Georgia law when a negligent driver's conduct is not merely negligent, but also, conduct that shows a reckless disregard for human life. These damages are intended to discourage this type of conduct by offering these additional punitive damages to punish this conduct. Personal injury claims have a much higher value when there are punitive damages in addition to the compensatory damages which include medical expenses, lost wages, and pain and suffering. Traditionally punitive damages in Georgia have involved DUI driving, racing, reckless driving, and hit and run (leaving the scene of an accident).

Car wreck victims should always consult with experienced personal injury attorneys and wrongful death attorneys whenever they are seriously injured in a car accident, truck accident, motorcycle accident, bicycle accident, or pedestrian accident. The personal injury lawyers and wrongful death lawyers at www.injuryatlanta.com have had experience handling thousands of claims every year.

Continue reading "Georgia Texting While Driving Could Impact Personal Injury Claims" »

March 26, 2010

Recent Big Personal Injury and Wrongful Death Verdicts In Georgia

by Richard S. Griffin

Attorney Richard Griffin specializes in personal injury and wrongful death claims. As a part of his practice, he routinely monitors Georgia jury verdicts in order to better serve his clients and to inform the public on the potential value of their personal injury, wrongful death, worker’s compensation, and social security claims. Jury verdict research helps in two important ways. First, it allows the personal injury and wrongful death attorney to educate the client regarding the likely value of his or her claim. Second, it allows the experienced personal injury lawyer and wrongful death lawyer to negotiate higher settlements from the adjuster and defense attorneys by providing evidence of how much a jury verdict would likely be for a specific case.

One source of jury verdict research is The Georgia Trial Reporter. According to The Georgia Trial Reporter, Vol. 21, Issue(s) 8, 11, for June and September 2009, several civil juries returned high dollar verdicts in several Georgia counties for cases involving personal injury claims and wrongful death claims. Some of these cases involved truck accidents, motorcycle accidents, and car-wrecks which involved head-on collisions, t-bone collisions, and rear-end collisions. Some of these cases also involved drivers who were distracted by cell phone use or even DUI (driving while under the influence of alcohol or drugs).

Some of the recent large settlements published in The Georgia Trial Reporter include:

(1) In Bulloch County Superior Court, a jury awarded a Plaintiff $1,160,000.00 for pain and suffering and $75,000.00 for loss of consortium damages in a trucking accident.

(2) In Chatham County State Court, a jury awarded a Plaintiff $90,000.00 for damages suffered in an auto-accident when the Defendant rear-ended the Plaintiff’s vehicle, while picking up a cell phone.

(3) In Clayton County State Court, a jury awarded a Plaintiff 17,716,401.00 in compensatory damages for an auto-accident involving a head-on collision and a design defect.

(4) In DeKalb County State Court, a jury awarded a Plaintiff $6,100,000.00 for damages suffered when the Defendant negligently inserted a needle into the Plaintiff’s neck causing pain and limited paralysis.

(5) In DeKalb County State Court, a jury awarded a Plaintiff $1,300,000.00 in wrongful death damages resulting from an interstate auto-accident.

(6) In Fulton County State Court, a jury awarded a Plaintiff $5,835,000.00 in wrongful death and pain and suffering damages in a auto-accident involving a drunk driver.

Great jury verdicts usually involve plaintiffs who are like-able and believable, as well as, injuries that are serious. The pain and suffering damages are determined by the jury and often include permanent restrictions on the injured victim's personal or work activities. Jurors are often extremely motivated by the testimony of before and after witnesses who describe how the plaintiff's life was disrupted by the injures. Before and after witnesses that can describe the negative impact on the plaintiff from different view points and with specific details work best. For example a neighbor who explains how they no longer can job or exercise with the plaintiff is much more effective than someone who just says the plaintiff was generally less active. Good before and after witnesses can include family members, friends, co-workers, and any one else that has had significant contact with the plaintiff.

Continue reading "Recent Big Personal Injury and Wrongful Death Verdicts In Georgia" »

February 23, 2010

Bad Driving Habits Lead To Wrongful Death Tragedies

by Richard S. Griffin

Wrongful Deaths caused from car wrecks, motorcycle accidents, truck accidents , pedestrian accidents, and bike accidents often could have been avoided. There is nothing more tragic than the loss of a life. No amount of money can replace having your loved ones in your life. The sad facts are that many of these wrongful deaths could have been prevented if people had safer driving habits.

As motor vehicles become more powerful, quieter, loaded with safety devices (anti-lock brakes, traction control, air bags, etc.), it seems that people's confidence in their driving ability increases. Safety features are good, but they should not cause drivers to drive more aggressively and at higher speeds. A study from the Insurance Institute for Highway Safety concluded that "72% of drivers regarded themselves more skilled than everyone else." This over confidence can lead to dangerous driving habits.

Car Wrecks, truck accidents, motorcycle accidents, bike accidents, and pedestrian accidents lead to thousands of serious injures every year. In some instances wrongful deaths can even occur. Personal injury claims allow injured victims to recover for their medical expenses, lost wages, and pain and suffering. Wrongful death claims allow the families of those killed in motor vehicle accidents to recover for the medical expenses, pain and suffering, burial expenses, and for the value of a life. Experienced Georgia personal injury and wrongful death attorneys are able to make sure all available insurance policies are located. Then the experienced personal injury lawyer and wrongful death lawyer attempts to negotiate a settlement that fully compensates the client for their personal injury claim or wrongful death claim. In the event a fair settlement cannot be reached with the insurance adjuster or their defense attorneys, then the Georgia personal injury lawyer can litigate the claim in front a jury to resolve the claim.

Continue reading "Bad Driving Habits Lead To Wrongful Death Tragedies" »

September 8, 2009

Personal Injury News: "MyKey" Is New Technology Designed To Protect Teenage Drivers

by Richard S. Griffin

Ford will put a safety feature on many of their new cars called "MyKey". Since Attorney Richard Griffin has spent his entire professional legal career handling personal injury, wrongful death, worker’s compensation, and social security disability claims, he is always interested in any new safety features on automobiles. Since Attorney Richard Griffin is proud father of four daughters, he understands that there is nothing more important than protecting your loved ones from being injured or killed.

It is astonishing to think about how many car wrecks occur each year in Georgia and throughout the U.S. Some of the mind boggling statistics about car accidents are:

(1) In 2006 there were 500,000 DUI related car wrecks in the U.S.
(2) In 2006, 17,000 innocent drivers died in those 500,000 DUI related car wrecks.
(3) In 2006 there were 392 deaths caused by DUI related car wrecks in Georgia.
(4) In 2007 there were 2,575,000 car wrecks that occurred in the U.S.
(5) In 2007 42,000 people lost their lives in those 2,575,000 car wrecks.
(6) Over 55% of the fatalities involved drivers or passengers not wearing seat belts.
(7) Tragicly, DUI related accidents increased in 2007 to 17,600 throughout the U.S.

Clearing driving in Atlanta, Georgia or throughout Georgia, can be dangerous even for drivers who are alert and safety minded. However, when you think about inexperienced teenage drivers behind the wheel, the risk of car wrecks increases even more. This is why Attorney Richard Griffin is very excited about the new “MyKey” feature that Ford will feature on many of Ford's new cars being released. “MyKey” is a new technology designed to help parents control some of their teen drivers’ behaviors in an attempt to keep them safe.

Andrew Sarkisian, the safety manager at Ford, was recently quoted in a USA Today article as saying, “We wanted to find a way for parents to virtually be in the car with their teens, like they’re sitting in the passenger seat coaching them along.” Attorney Richard Griffin whole heartedly agrees that parents need more tools to help them make sure their teenage drivers are driving safely. Attorney Richard Griffin stated that “teenagers often do not fully appreciate the risk of dangerous behavior which can sometimes lead to tragedies when they are behind the wheel of an automobile. Teenagers often feel invensible which can result in driving too fast or driving while distracted by cell phones, Ipods, GPS systems, or even just their radios.” The worst worst nightmare for parents would be being informed that their daughter or son involved in a serious car accident, motorcycle accident, or truck accident. Attorney Richard Griffin knows that no amount of money from a personal injury or wrongful death claims can replace the value of having your loved ones safe and healthy.

The National Highway Traffic Safety Administration did a recent study which concluded that
(1) 4,497 young drivers ages 16 to 20 died in car accidents” in 2008.
(2) The leading cause of death for drivers who are ages 16 to 20 is car wrecks.
(3) Teenagers make up 10% of the total drivers, but they account for 12% of car fatalities.

So what does MyKey do to help parents protect their teenage drivers?

(1) Parents can limit the maximum speed their teenage drivers can drive to 80 mph.
(2) Parents can set chimes to warn their teenagers when the speed increases to 45 mph, 55 mph and 65 mph.
(3) Parents can set a chime if their teenage driver has not buckled their seat belt
(4) Parents can have the audio system disabled until the teenage driver buckles their seat belt.
(5) Parents can limit the maximum volume on the radio.
(6) Parents can keep track of their teen driver's mileage
(7) Parents can set the low fuel warnings to warn at an earlier fuel level.

The driving statistics clearly show that teenage drivers are at the greatest risk of having a car wreck the first year of they are driving. Since nothing is more important than keeping our children safe, Attorney Richard Griffin believes that many parents may choose Ford cars with MyKey over other cars just for this safety feature alone.

The Griffin Law Firm, P.C. (Attorney Richard Griffin's law firm) has handled thousands of personal injury and wrongful death claims with incredible results. To read more about how happy our personal injury, wrongful death, worker's compensation, and social security clients have been with our legal representation click on the following link: [Client Testimonials].

If the negligent driving of someone else has caused you to be injured in a car wreck, truck accident, motorcycle accident, bicycle accident, or pedestrial accident, then call our experienced attorneys at The Griffin Law Firm, P.C. today for a free consultation.

Call our personal injury lawyers and wrongful death lawyers for for a free settlement evaluation at 866-847-6545.

You can also click the following link to submit your personal injury, wrongful death, worker’s compensation, or social security disability questions to our experienced personal injury and wrongful death attorney’s at the following link: FREE SETTLEMENT EVALUATION.

Our firm's mission statement is "To protect the rights of injured victims and to maximize the personal injury, wrongful death, worker’s compensation, and social security disability recoveries for all of our clients."

August 26, 2009

Atlanta Personal Injury Law Firm Gets High Praise From Their Clients

by Richard S. Griffin

When you are looking for a lawyer for your personal injury, worker's compensation, wrongful death, or social security disability claim you need someone you can trust. You need a law firm that will work hard for you, that will keep you informed, that are honest, and that will get you great results. You need a law firm that will treat you like family while fighting to make sure you recover all that you deserve.

I have good news for you! The Griffin Law Firm, P.C. is the law firm that you are looking for and need. Our firm can get the full settlement that you are entitled to while providing the customer service deserve. We can prove that our client's love our representation by the client testimonials that they provide. I have listed some of our client's testimonials below:

(1) "The Griffin Law Firm was honest, hard working, and treated me like a trusted friend. We had our day in court and justice was done. I was very pleased with the outcome."
-Leon King, former client 08/21/08

(2) "The Griffin Law Firm handled by claim very professionally. I loved the fact that the staff kept me informed on every aspect of my claim without me having to call multiple times. Hands down, The Griffin Law Firm has the most friendliest staff in Atlanta. I will recommend The Griffin Law Firm to a friend who needs an attorney." Client: N. Walker, 08/30/07

(3) "Amy was very pleasant and resourceful when addressing my case. She always returned my calls promptly. I could not ask for a better case manager. Mr. Griffin provided a one on one session explaining all paperwork and procedures. They're fantastic!" * Would you recommend The Griffin Law Firm to a friend who needed an attorney?
Yes indeed!" Client: T. Jones, 09/14/07

(4) "Mr. Griffin and his staff are great. They helped me in every situation that came up. Everything was handled with care and accuracy. His staff returned all calls and I got calls whenever it was necessary from them. I got what was needed and what was deserved. I would recommend this firm to anyone because Mr. Griffin is great and so is his staff. You could not ask for a better group than Griffin Law Firm. Their great. Thanks for everything."
V. Lewis, 03/06/08

(5) The way they handled every detail in the case and never once did I have to do any foot work myself. All details were taken care of by the Firm."
* Would you recommend The Griffin Law Firm to a friend who needed an attorney?
"Yes". C. Dunlap, 08/31/07

The Griffin Law Firm, P.C. has Atlanta personal injury lawyers, Atlanta worker's compensation lawyers, Atlanta social security disability lawyers, and Atlanta wrongful death lawyers.

For even more Client Testimonials visit our website at www.griffinlawfirmpc.com.

We also encourage you to utilize our legal videos that can be found at our Media Center on our website.

Call us today at 866-847-6545 or visit our website at www.injuryatlanta.com to have your legal questions answered and to have a free settlement evaluation. We are honest, reliable, hard working, and the law firm that will treat you like you are family.

July 28, 2009

Innovative Atlanta Persoanl Injury Attorney Uses Jury Verdict Research To Get Higher Settlements

by Richard S. Griffin

The innovative Atlanta personal injury attorneys at The Griffin Law Firm, P.C. have had great success with the use of Jury Verdict Research. The Griffin Law Firm, P.C. uses two separate software programs to conduct these extensive jury verdict and settlement value research. The Jury Verdict research allows our personal injury lawyers to know the settlement and verdict amounts for similar personal injury cases. Cases are ultimately worth what the jury awards at the end of a trial. Jury Verdict research helps us better project what the jury verdict might be for our specific case. Settlement values differ based on the amount of the damages (medical bills and lost wages), the type of injuries involved, the type of treatment required, and the future prognosis. The Future prognosis involves the medical evidence from the doctors which documents if the injuries and the limitations they cause are permanent, and if future medical treatment will be required.

Attorney Richard Griffin stated that "I have found the use of jury verdict research has greatly enhanced the recoveries for my clients. Use of the jury verdict research helps us educate our client's as to the real value of their case. Jury Verdict research also helps our experienced personal injury and wrongful death attorneys to better persuade the adjusters to offer more money. It appears that taking the time and investing the money into jury verdict research has helped increase settlements of many of my cases by as much as 20% or more." This information allows The Griffin Law Firm, P.C. to provide incredibly useful information to our clients so that our clients can make an educated decision as to whether they should settle or litigate their case.

The personal injury lawyers at The Griffin Law Firm, P.C>. are always striving to provide better and better representation so that our clients will be fully compensated for their personal injury, wrongful death, worker's compensation, or social security disability claim. If you would like to know the value of your case, then you should call us or visit our website for a free case evaluation.

Our Personal Injury Attorneys, Wrongful Death Attorneys, Worker's Compensation Attorneys, and Social Security Disability Attorneys encourage you to visit our website at www.griffinlawfirmpc.com or call us at 866-847-6545 for a free consultation. Let us tell you what your case is worth and how we can help you get the settlement you deserve.

April 28, 2009

Cell Phone Drivers May Be More Dangerous Than DUI Drivers

by Richard S. Griffin

The Atlanta personal injury lawyers at The Griffin Law Firm, P.C. have successfully handled thousands of car wreck injury claims since 1994. A growing trend that our injury attorneys have seen is that drivers using their cell phones are distracted drivers who often cause car wrecks throughout Atlanta, Georgia and throughout our country.

The University Of Utah did a survey in 2006 which compared drivers who were talking on their cell phones to drivers who were driving while consuming alcohol to see which was the more dangerous driver. Surprisingly, the cell phone drivers showed a greater impairment in their driving than the DUI drivers in their driving course. The study further found that hands-free cell phone drivers were no better at driving than drivers who held the cell phone to their ears. The DUI drivers were found to drive slower and brake harder than the cell phone drivers. DUI drivers followed closer to the pace car than the cell phone drivers. The most surprising finding was that cell phone drivers were more likely to crash than the DUI drivers. When comparing cell phone drivers to undistracted drivers (drivers not DUI and not on their cell phones), the cell phone drivers were 5.36 times more likely to get into an accident.

Since cell phone drivers create a significantly higher risk of causing car wrecks, it is especially troubling that cell use while driving is so common. In October of 2007 Nationwide Insurance company did a survey which found that 73% of the 1200 drivers surveyed said that they did drive while using their cell phones. Cell phone use among the young drivers was the highest. 19% of the drivers surveyed admitted that they even text messaged while driving.

Car wrecks happen every day. In the blink of an eye your life can be turned upside down due to the negligence of another. If you have been injured, we strongly recommend that you contact our personal injury, wrongful death, worker's compensation, and social security disability attorneys as soon as possible. We will answer your legal questions with a free consultation. We also can explain to you what the possible settlement value is of your claim and explain how we can help you obtain the best possible recovery.

Call us today at 866-847-6545 or visit our website at The Griffin Law Firm, P.C. so we can discuss and evaluate your case today.

April 28, 2009

Uninsured Drivers Are On the Rise Due To Bad Economy

by Richard S. Griffin

The bad economy appears to have greatly increased the number of drivers who are driving without the required automobile insurance. A study from the Insurance Research Council released on January 21, 2009 predicts that "approximately one in six drivers across the U.S. may be driving uninsured by 2010. When car owners lose their jobs or have their hours cut back, many choose to reduce their car insurance coverage to lower limits or may even drop their coverage all together. The study further noted that 12% of Georgia drivers are breaking the law by not having the required car insurance.

If you have the misfortune of being injured by an uninsured negligent driver, then you may find it very hard to be compensated for your personal injury claim and your property damage claim. Drivers in Atlanta, Georgia and throughout our country should protect themselves and their passengers by purchasing Uninsured Motorist Coverage. This coverage makes all the difference if the negligent driver has no insurance or is under insured for your claim.

The Atlanta personal injury lawyers at The Griffin Law Firm specialize in helping injured victims fully recovery for their personal injury and wrongful death claims. Attorney Richard Griffin founded The Griffin Law Firm, P.C. in 1994 to help as many injured victims as possible. Attorney Richard Griffin is committed to making sure that injured personal injury victims are fully compensated for their car wreck claims. The Atlanta personal injury lawyers of The Griffin Law Firm will guide you through the process and will represent you in your personal injury claim, diminished value property damage claim, and total loss property damage claim. If the car wreck occurred while you were on the job and was due to the negligence of another driver, then the injury lawyers at The Griffin Law Firm, P.C. can also help you with your worker's compensation claim as well.

Do no guess at what your case is worth, and do not allow an adjuster to dictate to you what the insurance company is willing to pay you. Rather, level the playing field by hiring the personal injury and wrongful death lawyers at The Griffin Law Firm, P.C. so that you will be fully compensated for your injury and property damage claims.

You can call us at 866-847-6545 or visit our website at www.injuryatlanta.com for a free consultation or to find out what your case is worth.

April 28, 2009

Atlanta Injury Lawyers Amazed At The Number Of Car Wrecks

by Richard S. Griffin

The Atlanta personal injury lawyers at The Griffin Law Firm, P.C. are amazed at the enormous number of car wrecks that occur every year. Even with improvements in the roads and the improvements in the safety features on cars, car wrecks occur every single day in Atlanta, Georgia and around the country.

An Allstate study found that 60% of car wrecks occur within 5 miles of your house. This may show that drivers may zone out or become less attentive when they are on the familiar roads near their house.

Allstate's study also found that the national average is that everyone will have at least one car wreck every ten years. This means that we all need to make sure we have adequate auto insurance with high liability coverages, high uninsured motorist coverages with the new Add On or Excess UM coverage, and even high med pay coverages. You can not afford to hope that others have properly insured themselves because studies show that drivers often reduce or even drop their auto insurance when the economy gets bad.

In 2006 there were 500,000 DUI related car wrecks in the U.S. in 2006 alone. Tragically 17,000 innocent drivers died in those 500,000 DUI related car wrecks. In Georgia, 392 deaths occurred due to DUI related car wrecks in 2006.

In 2007 there were 2,575,000 car wrecks that occurred in the U.S. Sadly, 42,000 people died in those 2,575,000 car wrecks in 2007. Over 55% of the fatalities involved drivers or passengers that were not wearing their seat belts. The number of car wrecks that were DUI related increased in 2007 to 17,600 throughout the U.S.

As you can see car wrecks occur every day in Atlanta, Georgia and throughout our country. If you or someone you know has been injured in a car wreck, you can call the Atlanta personal injury lawyers at The Griffin Law Firm for a free consultation. Call us at 866-847-6545 or visit our website at www.griffinlawfirmpc.com to have your legal questions answered and to find out what your case is worth.

Attorney Richard Griffin
The Griffin Law Firm, P.C.

February 10, 2009

What Do You Do If You Are In A Car Wreck In Atlanta or Throught Georgia

by Richard S. Griffin

What do you do it you are in a car wreck in Atlanta or anywhere in Georgia? As an Atlanta personal injury attorney for The Griffin Law Firm, P.C., Richard Griffin is asked this question almost every daily. How you conduct yourself at the accident scene can play a vital role in the outcome of your case.

First Step - Get Contact Information From All Witnesses: Immediately get all of the names, addresses, and telephone numbers of any witnesses at the car accident scene. Since witnesses are often busy or in a hurry, they often do not want to wait for the police to come. Therefore, your only opportunity to get the witness information is immediately after the car wreck. If you do not have a witness than many accidents become a swearing contest where each driver claims the other driver was at fault. This is especially true for lane changing cases or for car wrecks at intersections. Witnesses for these type of cases can mean the difference between all of your property damage and personal injury damages being paid by the negligent driver's car insurance, or you being stuck without an insurance company paying for your damages. Without a witness the insurance companies that represent the negligent driver will often take there insured’s word for it and deny the claim. The burden of proof is on the injured party so getting the witness contact information may make all of the difference.

images.jpg

Second Step - Write Down the Tag Number Of The Negligent Driver: If you are involved in a car wreck that was caused by another driver's negligence, you should immediately write down the tag number for the negligent driver, a description of the negligent driver's car, and a description of the negligent driver. This information could be very important in allowing the police to locate the owner of the negligent driver in their investigation of the accident if the negligent driver leaves the scene of the accident. Unfortunately hit and run car accidents occur quite often in Atlanta and throughout Georgia, so having this information is critical. Our personal injury attorneys at The Griffin Law Firm, P.C. are even able to use the tag information to find out which insurance company insures the vehicle that caused the accident.

Third Step - Call The Police: No matter how trust worthy or apologetic the negligent driver is always call the police. The police report will document the accident occurred and will have the officer’s opinion of who was at fault. Without it you are very vulnerable. A dishonest negligent driver could deny the collision even occurred or deny that he or she was at fault in the accident unless there is a police report. If the negligent driver denies the car wreck occurred or states he or she was not to blame for the accident, then insurance adjusters will often deny liability. Without a police report or witnesses it may be difficult to prove that you are entitled to recover for your personal injury medical bills, lost wages, pain and suffering, and property damage.

Fourth Step - Take Photographs At the Scene: I strongly recommend that you take photographs of all cars involved immediately after the collision. This can be done by using your cell phone's camera or by carrying a camera in your car at all times. These photographs preserve the evidence that could be needed to prove you were not at fault. Many times the vehicles are moved to clear the roadway so these photographs could help with officer know what happened and our firm help prove your case. These photographs also are very valuable in showing the position of the vehicles when the wreck occurred, documenting the property damage to all vehicles involved, and can be a way to capture a picture of the negligent driver and tag number. Photographs which show substantial property damage can greatly increase the value of your claim. Jurors are very motivated when they see wrecked cars which show a lot of damage. Their nature thought when they see a demolished car is “how could anyone have survived that!” This is a great weapon for our firm to use in settlement negotiations and / or if the case is tried.


Fifth Step - Calmly Tell The Policy What Happened: Make sure you keep your cool when speaking to the police officer. If you are injured, then let the police officer know it. He will typically note if you were injured in the police report. If ask for an ambulance, then the police will usually note that your were injured. If you do not want an ambulance, then unless you make it clear to the police that you were injured, but would drive yourself to the doctor, the police will usually note "no injuries" on the police report. Adjusters will often use "no injury" notes from the police report against you by arguing you must not have been injured in the car wreck since you did not tell the police officer you were injured at the scene.

If you had to move your car, then show the police officer your photographs so he can see where the cars were. If you have witness information of witnesses that did not stay, give it to the police officer.

Seventh Step - Get Medical Treatment you Need: If you are injured, then you should get medical treatment as soon as possible. Delays in seeking medical treatment are often used by adjusters to argue you were not really hurt do to a gap in treatment. The longer the gap in treatment the stronger the adjuster will argue this. If you have serious injures, then you should seek treatment at the emergency room. If you do not wish to go to the emergency room, then seek treatment from your family doctor or a medical doctor or chiropractor. If our clients need help finding a doctor, then our firm can help you find a good doctor in your area. If you have health insurance or med pay coverage, then use it. This usually means that you will net more money in your settlement. If our clients need a doctor to treat you on a lien (no payment needed until the case settles), then our firm can help arrange this as well.

EIGHTH STEP - CALL THE GRIFFIN LAW FIRM ASAP SO WE CAN ADVISE YOU AND PROTECT YOUR RIGHTS IMMEDIATELY: The most important step is to call our firm [866-847-6545 or http://www.griffinlawfirmpc.com/] as soon as possible. We can make sure your property damage issues are resolved. We can help you get the treatment you need. We can do everything possible to maximize your recovery to make sure you are fairly compensated for your past and future medical expenses, past and future lost wages, and past and future pain and suffering.

Written by Richard S. Griffin, Attorney at Law. http://www.griffinlawfirmpc.com/ or call us at 866-847-6545.

January 21, 2009

Medical Bill Reductions Can Increase Client’s Personal Injury Recoveries

by Richard S. Griffin

The Atlanta personal injury attorneys at The Griffin Law Firm, have been very successful in negotiating reductions on the medical expenses for our clients when appropriate. These reductions are often appropriate and much more likely if there is a small personal injury settlement due to weaknesses in the case. On cases where litigation is not a good option, we negotiate reductions in medical bills and negotiate reductions in subrogation claims to maximize our client’s recovery. Litigation is sometimes not a good option when there are weaknesses in the case such as pre-existing conditions, multiple prior personal injury claims, low property damage, gaps in medical treatment, disputes in liability (who is at fault), etc. The Atlanta personal injury lawyers at The Griffin Law Firm do our best to maximize our client’s net recoveries whenever possible. Many times this is accomplished by negotiate reductions in the medical bills for our client.

One of Attorney Richard Griffin's favorite examples involved a personal injury client who had medical expenses of approximately $400,000. The client was injured when a stolen car collided with her head on causing a fractured pelvis, broken hip, and other serious and permanent injuries. Unfortunately the criminal who stole the car did not have any automobile insurance and the liability automobile insurance for the car that was stolen did not cover the negligent driving of a criminal. The only insurance which covered the claim was a $25,000 Uninsured Motorist policy the client had. Atlanta personal injury attorney Richard Griffin was able to recover the $25000 policy limits and was able to negotiate a reduction on the $400,000 hospital lien down to $17,000. This was truly making the best out of a terrible situation. Attorney Richard Griffin's personal injury client was able to net thousands of dollars and have the $400,000 medical bill pain in full for only $17000. The Griffin Law Firm therefore able to save their client from having to go bankrupt which would have ruined their credit in addition to the $25,000 personal injury settlement.

Every case is different, but every case deserves to have trained and experienced personal injury attorneys fight hard. Attorney Richard Griffin and all of the personal injury attorneys at The Griffin Law Firm would be happy to provide you with a free consultation regarding your personal injury case. If you or someone you know has a personal injury, worker's compensation, wrongful death, or social security disability claim, contact us at www.griffinlawfirmpc.com or call us at 866-847-6545 for a free settlement evaluation.

November 12, 2008

MILLIONS OF CAR WRECKS OCCUR WITHIN 5 MILES OF THE DRIVER’S HOME

by Richard S. Griffin

I recently heard an Allstate Insurance Company commercial that stated 60% of car wrecks occur within 5 miles of the driver’s home. This shows you that it is important not to go into mental “cruise control” just because you are near your home. Staying alert and ready to respond to a sudden emergency situation is critical to staying safe even as you approach your home.

There have also been many, many studies which show that most car wrecks are caused by drivers who are distracted or not paying attention. Distractions can include driving while using your cell phone, changing the station on your radio or IPOD, or operating your GPS system. Protect the ones you love and keep other drivers safe by limiting you use of these type of devices while driving.

If you or someone you know has been injured in a car wreck, truck wreck, motorcycle wreck, call the Atlanta personal injury attorneys at The Griffin Law Firm for a free consultation. We will answer your legal questions about your personal injury claim and explain the personal injury claims process. Let the personal injury attorneys at The Griffin Law Firm be your settlement solution to maximize your personal injury recovery. Call us at 866-847-6545 or visit or website at www.griffinlawfirmpc.com.

April 10, 2008

Personal Injury Settlements Involving Negligent Driver On Cell Phones

by Richard S. Griffin

Studies have shown that 75% of Americans will talk on their cell phones while driving.(**) Cell phone use by drivers appears to be a major cause of car accidents in Atlanta, Georgia and around the country. These studies have found that drivers who are talking on their cell phones while driving are "distracted drivers".(*) Distracted drivers (drivers who drive while talking on their cell phone) have 28% slower reaction times than drivers not using their cell phones.(*) Drivers who were using their cell phones while driving reacted as slow as drunk drivers.(**) In both cases the delay in applying the brakes greatly increases your risk of rear-ending the car in front of you. There is also a greater chance that the cell phone using driver will be rear-ended by the car directly behind them since they delay applying the brakes and then suddenly slam on their brakes.(*) The reaction time was no faster for drivers who talked on the cell phone using hands-free devices. The distracted driver is one that often uses up the driver's "pool of attention".(*) Clearly this means that using your cell phone while driving may put you and the other drivers around you in danger.

Atlanta personal injury lawyers are now attempting to hold employers liable for accidents their employees cause while talking on the cell phone. Cell phone records are often obtained during the litigation process to find out the phone call was business related (for the benefit of their employer). Usually employers are only liable for injuries caused by their negligent employees if they are doing something for the benefit of their employer. Recently there were two personal injury lawsuits in Fulton County, Georgia that involved negligent drivers using their cell phone for a business purpose. Both of these personal injury lawsuits were settled with employers before trial (one for $5.2 million and the other for $750,00. (**) It appears to be only a matter of time before employers are routinely held liable for personal injury claims involving their employees driving while taking business cell phone calls. This liability is based on the premise that the employee is performing a service for the benefit of their employer at the time of the car accident.

The personal injury lawyers at Griffin Law Firm make sure that all possible liability policies and uninsured or under-insured motorist policies are pursued. Our personal injury attorneys have had great success in stacking insurance policies to make sure you recover as much as you deserve. People who attempt to represent themselves are truly at the mercy of the insurance company and often get offers that are way below the true value of the personal injury claim.

The personal injury attorneys at Griffin Law Firm specialize in personal injury and wrongful death claims. Our attorneys can not only maximize your recovery, but also explore all available insurance policies which may cover your claim. If you or someone you know has a personal injury claim, please do not hesitate to call us at 877-303-8440 or 404-303-8400 ext. 210 for a free consultation. You can also submit your case for a free settlement evaluation at our website at www.griffinlawfirmpc.com.

[The articles and studies discussed above are the following:
* [Men's Health Magazine (April 2008 issue) which cited the study performed by State University Of New York at Cortland by Joy Hendrick, PhD]
** [the Atlanta Journal and Constitution dated April 2, 2008]

February 21, 2008

Personal Injury Attorneys Get Far Higher Settlements According To A Recent Study

by Richard S. Griffin

I recently read a study from the Insurance Research Counsel 2004 which found that settlements for injured victims who are represented by personal injury attorneys are three and a half times higher than those who represent themselves. This does not surprise me and confirms what I have found in my own personal injury practice. It seems that every week a potential new client will call my office frustrated and upset that the insurance adjuster is offering them such a small offer for their personal injury claim. Many times I accept these cases and have been able to increase the client's settlement considerably. I truly enjoy my job which allows me to help people recover what they deserve for their personal injury claims. These personal injury settlements must consider the cost of the medical treatment, the amount of lost wages, the type of injury, whether there is any punitive damage exposure, and pain and suffering. People who do not have an attorney often are at the mercy of insurance adjusters who give them take it or leave it low ball offers. Luckily you have a choice to even the playing field to make sure justice is done in your case. If you would like a free consultation, then call The Griffin Law Firm at 404-303-8400 or toll fee at 877-303-8440. You can also visit our website at www.griffinlawfirmpc.com for a free settlement evaluation.

September 10, 2007

Do Auto Injuries Discriminate?

by Richard S. Griffin

The National Safety Council reported that in the year 2001 there were approximately 12.5 million traffic accidents, with about 2.3 million disabling injuries. It is a good thing that the US government along with auto makers have spent billions of dollars on testing and research to make vehicles safer. Yet even with modern advancements not all vehicles offer the same level protection and each occupant has a different risk of injury. “The insurance company often uses the cost to repair the vehicle as a gauge for determining the extent of injury to the vehicle occupants.” says Atlanta personal injury attorney Richard Griffin, of the Griffin Law Firm. The Griffin Law Firm, P.C. is a large Atlanta firm that specialized in auto and work injuries. Atlanta Personal Injury Attorney Richard Griffin goes on to say that minorities, the elderly, and the poor are often the most negatively affected by this practice of claims evaluation. “Statistically, minorities, elderly, and the financially disadvantaged drive vehicles with below average safety ratings or older vehicles. They are also less likely to have access to healthcare. When a vehicle that is less safe is involved in a car wreck, the driver and the passengers are much more likely to be injured even with property damage of less than $1,000.00. People injured in vehicles with less than $1,000.00 in property damage then are told by insurance adjusters that they could not have been hurt since the property damage was minimal. Then insurance adjusters offered a very small amount or nothing at all to these injured victims especially if they are not represented by an attorney.

Personal injury victims often are stuck with medical bills and have lost wages go unpaid if they are not represented by trained and experienced personal injury attorneys. Attorney Richard Griffin stated, "Everyone with an injury needs good legal representation, and that’s what my firm does!”

The State of Florida Department of Highway Safety studied if people could be injured in low speed impacts. In 1999 this study found that 67,602 people were involved in automobile collisions at a speed of less than 10 MPH. The study further found that 55,973 of those (the vast majority) were in fact injured and required medical treatment. Surprisingly 528 people out of the 67,602 people in these low impact collisions actually lost their life in the car wreck. Clearly, it is incorrect and terribly unfair for insurance adjusters to conclude on their own that low property damage means that no one could have been injured.

The Highway Loss Data Institute is a nonprofit public service organization that gathers, processes, and publishes data concerning different types of vehicles. In their September 2005 publication, “Injury, Collision and Theft Loss”, the Institute rates the relative frequency of injuries in each model, year and class of vehicles. (A full listing of vehicles can be seen at www.iihs.org.) Vehicles such as the BMW L 7 series, Chevrolet Suburban, Ford Crown Victoria, Volvo V70, Buick Park Avenue and Saab 9-5 all rate substantially better than average. While the Kia (Rio, Optima, Grand Vitara), Mitsubishi (Lancer, Galant, Eclipse), and Hyundai (Accent, Tiburon, Sonata) all rate substantially worse than average. These ratings support the idea that minorities and the poor may be at a higher risk of injury because their vehicles have poor safety features or may be older with no modern protection devises. “The vehicle safety does have a major impact on occupant injury but so does the pre-injury health of the occupant and the forces generated during the collision”, states Attorney Richard Griffin. “Many insurance carriers do not understand that each occupant has a different threshold and risk for injury. An 18 year old healthy football player will have a lower risk of injury than an 89 year old female with osteoporosis and osteoarthritis. There are literally thousands of factors that are involved with an injury but the cost to repair property damage is not a major factor.” In 2001 the Supreme Court of Delaware, in the case of Davis v. Maute stated that the defense “may not directly argue that the seriousness of personal injuries from a car accident correlates to the extent of the damage to the cars, unless the party can produce competent expert testimony on the issue. Absent such expert testimony, any inference by the jury that minimal damage to the plaintiff’s car translates into minimal personal injuries to the plaintiff would necessarily amount to unguided speculation.” But the insurance companies still routinely state that “less than $1500 of damage equals no injury”. “This leaves the injured person wondering, if they are really in good hands?” says Attorney Richard Griffin.

Attorney Richard Griffin further stated, “The elderly, disadvantaged and some minority groups often do appear to be taken advantage of with lower settlements especially when they are not represented by a trained and experienced personal injury and wrongful death attorney. That is why our Atlanta personal injury law firm investigates each claim extensively and fights to protects the rights of the injured. We see many cases where the client did not immediately seek legal advice and often have to fight very hard to turn these cases around. I recommend that any person injured get immediate legal advice from lawyers that specialize in personal injury.” Because of an extraordinary nationwide effort by insurance carriers, motor vehicle accident claims have been dramatically reduced. Insurance carriers have been particularly successful in defending minor impact cases. In California alone, according to the research arm of the California Supreme Court, motor vehicle accident filings in superior court were down 50% in just 10 years. Few industries have successfully reduced its liabilities by 50% in just 10 years. The Insurance Research Council in a 2003 reported that 10% less claimants were utilizing the services of an attorney from 2002 to 1992. This is a surprising trend since 92% of claimants whose cases were value at over $25,000 were represented by an attorney. That still leaves the question, “do auto accidents discriminate?” Do auto accidents discriminate? Yes it appears that they do indeed discriminate when adjusters attempt to under pay claims involving low property damage to cars that often have poor safety ratings. Another factor in addition to the safety rating of the car you are in is what is your age and condition of your body before the collision occurred. If you have a weak or degenerated back, drive a car with a poor safety rating, or have any of the other hundreds factors that put you at high risk for injury. Then yes auto accidents do discriminate. But one thing is 100% certain. They never taught a doctor in medical school, that when you are evaluating a patient to leave the exam room, go to the parking lot, look at the patient’s car, come back in the examination room and give the patient your diagnosis.

The personal injury lawyers and wrongful death lawyers at The Griffin Law Firm, P.C. will fight for you to make sure that the insurance adjusters do not save money at your expense by under paying your personal injury or wrongful death claim.

Call us today at 866-847-6545 or visit our website at www.griffinlawfirmpc.com for a free legal evaluation or to find out what your case is worth.

Richard S. Griffin, Attorney At Law

See more at www.griffinlawfirmpc.com

July 23, 2007

Georgia Uninsured Motorist and Med Pay Is Essential

by Richard S. Griffin

People often struggle to make ends meet in Atlanta and throughout Georgia. For this reason, many people look for ways to save money everywhere they can. This is understandable. However, many people do not understand what the risk is to cutting corners on your Georgia car insurance should you have the misfortune of being seriously injured in a car wreck.

Georgia laws require that anyone who owns a car that is being driven on Georgia roads to have car insurance. Georgia law only requires liability coverage of $25,000/$50,000/$25000. This would be minimum coverage and would mean that the car insurance would only cover liability claims up to a maximum of $25000 per injured person and would only cover up to $50,000 per accident for Georgia personal injury claims. Since medical bills are higher than ever, if you are at fault for an accident and seriously injury another driver or pedestrian, then you could be on the hook for any excess jury verdict for the Georgia personal injury claim. This means that your personal assets (bank accounts, cars, houses, boats, etc.) could be lost if there was a jury verdict against you of more than your liability policy limits.

Another type of coverage available to you in your Georgia car insurance is uninsured motorist coverage and medical pay (med pay) coverage. These coverages are not required by Georgia law, but do offer you significant protection should you be seriously injured in a car wreck in Atlanta or throughout Georgia. Uninsured Motorist Coverage in Georgia is insurance coverage for any car wreck personal injury claims when the negligent driver who hurts you does not have auto insurance. This coverage can really be a life saver because if you do not have uninsured motorist coverage and you are injured by an uninsured driver, then you would not have any insurance coverage for your claim. Your only remedy would be to sue the individual and try to collect from their personal assets. The problem with this is that most people who are driving without car insurance do not have a lot of assets to recover against.

Uninsured motorist coverage also serves as under-insured motorist coverage when your claim is worth more than the negligent driver's liability policy limits. Recent changes in Georgia law for uninsured motorist coverage will give you the option to elect add on uninsured motorist coverage which would allow you to stack your uninsured motorist coverage on top of the liability policy. Traditional uninsured motorist coverage, now called "reduction" or "limits to limits" coverage [see O.C.G.A. Section 33-7-11(b)(1)(D)(ii)]. Under traditional uninsured motorist (which all uninsured motorist policy in Georgia if issued prior to 01/01/09), there is only under-insured motorist coverage when your uninsured motorist coverage exceeds the amount of liability policy limits. For example, under traditional uninsured motorist coverage ("reduction" or limits to limits") if you had $25,000 in uninsured motorist coverage and the liability policy was also $25,000, then you would have no under-insured motorist coverage. If you had $50,000 in uninsured motorist coverage on a "reduction" or "limits to limits" car insurance policy, then you would have $25,000 of uninsured motorist coverage. To have an under-insured motorist claim you must always obtain a policy limits offer from the liability carrier or you cannot pursue an under-insured motorist claim at all.

Georgia Medical Payment Coverage or "Med Pay" is medical coverage for you and anyone in your car who is injured in a car wreck. Since there are car wrecks in Atlanta and across Georgia every day, this coverage can be incredibly helpful. This coverage is a elected add on to your Georgia car insurance policy so you do not have to have it. You purchase a specific amount ($1000, $5000, $10,000, etc.) and each injured party in your car can get the medical treatment they need from a doctor of their choice up to that purchased amount. This Med Pay coverage can be especially important to people who do not have health insurance and need to have expensive tests, surgeries, pain management, etc. Without Med Pay or health insurance many specialists such as orthpaedic surgeons, neurologists, pain management doctors, etc. will not agree to treat injured people.

The cost of adding uninsured motorist coverage and med pay coverage is lower than you might expect. I strongly recommend you have these valuable coverages if you can afford it to protect yourself and your passengers should a tragic car wreck, truck wreck, motorcycle wreck, pedestrian accident occur to you or the ones you love.

As you can see there are many complex legal issues surrounding how to stack multiple car insurance claims. For this reason, it is very important to contact experience Georgia personal injury attorneys to represent you on these claims. The second reason why you need to hire a experience Georgia personal injury claim is because usually great settlements are the result of outstanding negotiation and litigation skills. Adjuster usually will offer far less to injured parties who are not representing because they know you do not know the true value of the case and do not have the ability to litigate the case if the adjuster's offers are unreasonable.

For a free case evaluation or legal consultation please do not hesitate to call me at 866-847-6535 or visit our website at http://www.griffinlawfirmpc.com/index.html.
Richard Griffin
Attorney At Law.

July 11, 2007

Atlanta Personal Injury Attorneys

by Richard S. Griffin

My name is Attorney Richard S. Griffin http://www.griffinlawfirmpc.com/lawyer-attorney-1282309.html. My Atlanta personal injury law firm, The Griffin Law Firm, P.C, specialize in handling personal injury, wrongful death, worker’s compensationhttp://www.griffinlawfirmpc.com/lawyer-attorney-1282786.html, and social security disability claimshttp://www.griffinlawfirmpc.com/lawyer-attorney-1282782.html. My firm has successfully handled thousands of injury claims and have recovered millions of dollars for our clients. Every case is different, but our commitment remains the same to make sure you have the best possible legal representation. Please visit our website at www.griffinlawfirmpc.com.

In this blog I will evaluate legal issues of interest to me. I am also always willing to provide a free legal consultation about potential injury claims that you may have. I can be reached at 404-303-8400 or at www.griffinlawfirmpc.com or email to richard@griffinlawfirmpc.com.
http://www.griffinlawfirmpc.com/lawyer-attorney-1282309.html